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Alloy wheel insurance

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  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BOWFER said:
    BVRLA guidelines for allowable damage include scuffed alloys.
    So provided the lease company follows BVRLA rules, don't fix them at all and you won't get a bill.
    Only 50mm / 2 inches on the full circumference of the wheel though, which is quite little - a 17 inch alloy wheel has a circumference of 53.41 inches, so an allowance of damage to just 3.7% of the edging.
  • BOWFER
    BOWFER Posts: 1,516 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 13 July 2021 at 10:09AM
    motorguy said:
    BOWFER said:
    BVRLA guidelines for allowable damage include scuffed alloys.
    So provided the lease company follows BVRLA rules, don't fix them at all and you won't get a bill.
    Only 50mm / 2 inches on the full circumference of the wheel though, which is quite little - a 17 inch alloy wheel has a circumference of 53.41 inches, so an allowance of damage to just 3.7% of the edging.
    Fair enough.
    I've never actually kerbed an alloy in all my years of driving, not once - proud to say!
    I did get some rim damage to my 18" alloys the other week, a pothole.
    That was £70 to fix (diamond cut alloy) that had to be 'shaved' to get rid of the damage.
  • tr7phil
    tr7phil Posts: 111 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    BOWFER said:
    motorguy said:
    BOWFER said:
    BVRLA guidelines for allowable damage include scuffed alloys.
    So provided the lease company follows BVRLA rules, don't fix them at all and you won't get a bill.
    Only 50mm / 2 inches on the full circumference of the wheel though, which is quite little - a 17 inch alloy wheel has a circumference of 53.41 inches, so an allowance of damage to just 3.7% of the edging.
    Fair enough.
    I've never actually kerbed an alloy in all my years of driving, not once - proud to say!
    I did get some rim damage to my 18" alloys the other week, a pothole.
    That was £70 to fix (diamond cut alloy) that had to be 'shaved' to get rid of the damage.
    Kerbing an alloy wheel is usually one of the first things I do with a new car, having done it the once I then normally don't do it again until I replace the car!  This has held true for the last three cars I've had.  Also another where I fitted alloy wheels to replace the steels, I kerbed one on the first day of them being fitted, I still have the car now some 25 years later and have not damaged a wheel since.  I must be a special kind of stupid!
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