Alloy wheel insurance

jayu619

Dear Fellow MSE’s

hope everyone is well!

I got a new Hyundai lease vehicle last week Friday and my dear brother has already scuffed the alloy on one wheel, small.

lease is for 2 years and very annoyed it’s happened just over a week after delivery of vehicle!

anyway, any recommendations which company to go with for alloy protection? Or is it cheaper just to do it in one go before giving the car back assuming more alloys are scuffed etc, will that be cheaper?

thanks
jay

KimJongUn88

It’ll be circa £250 for a full refurb of all four wheels so just pay that towards the end of the lease.

AdrianC

Insurance taken out now won't pay for pre-existing damage.

Basically, you need to compare the annual premium with the amount you can claim to refurbish a wheel. How many wheels would you need to be doing a year in order for the insurance to be cheaper? The insurers are gambling that you will not end up ahead... because otherwise the business would be unprofitable for them, right?

The best solution is to not drive into kerbs in the first place.

lemondrops69

AdrianC said:

The best solution is to not drive into kerbs in the first place.

Too predicable, I'd have put  a months wages on you saying that

AdrianC

lemondrops69 said:

AdrianC said:

The best solution is to not drive into kerbs in the first place.

Too predicable, I'd have put  a months wages on you saying that

Tell me I'm wrong, though.

lemondrops69

AdrianC said:

lemondrops69 said:

AdrianC said:

The best solution is to not drive into kerbs in the first place.

Too predicable, I'd have put  a months wages on you saying that

Tell me I'm wrong, though.

I didnt say you were wrong, but as always you state the blinking obvious and are oh so predictable.

It really doesnt help anyone and to be honest makes you sound like a door handle 

jimjames

Companies will sell insurance for anything. If they didn't make money from it then they wouldn't sell it. Just pay to sort them before you hand it back will likely be cheaper

motorguy

I'd just budget to get them refurbed before handing the car back.  If it turns out all four dont need done then great.

greyteam1959

lemondrops69 said:

AdrianC said:

lemondrops69 said:

AdrianC said:

The best solution is to not drive into kerbs in the first place.

Too predicable, I'd have put  a months wages on you saying that

Tell me I'm wrong, though.

I didnt say you were wrong, but as always you state the blinking obvious and are oh so predictable.

It really doesnt help anyone and to be honest makes you sound like a door handle 

Lovely turn of phrase.
🤭🤭🤭🤭🤭

jayu619

Thank you all
i will just wait then until the end of term of lease and do a full refurb

BOWFER

BVRLA guidelines for allowable damage include scuffed alloys.
So provided the lease company follows BVRLA rules, don't fix them at all and you won't get a bill.