We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
How to choose a mortgage broker
Options
Comments
-
If you could PM me the details that would be amazingSqueaky9 said:I wouldn’t worry too much, a good broker would only apply to lenders who they are pretty sure would accept you. We had a bad broker to begin with, got declined on our first AIP application as he hadn’t properly credit checked us. We then ended up applying to a different (adverse) lender with another hard search.
Half way through that application we switched brokers and got a much better deal elsewhere. By this point we had 3 hard searches in as many months but it didn’t affect our application which went smoothly (third time lucky)! I found our second broker on here and she was amazing, can give you her details if you were interested.
0 -
Sorry to hijack the thread, but would you mind PM-ing me these details as well as I’m also looking for a broker atm. Thanks 😊Squeaky9 said:I wouldn’t worry too much, a good broker would only apply to lenders who they are pretty sure would accept you. We had a bad broker to begin with, got declined on our first AIP application as he hadn’t properly credit checked us. We then ended up applying to a different (adverse) lender with another hard search.
Half way through that application we switched brokers and got a much better deal elsewhere. By this point we had 3 hard searches in as many months but it didn’t affect our application which went smoothly (third time lucky)! I found our second broker on here and she was amazing, can give you her details if you were interested.Challenges:
January NSD: 4/10 days
Pay Your Debts in 2025: 0/£15,0000 -
I found my broker on here and never looked back. You get what you pay for"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
Depends on how complex your situation is I guess but we used Habito and they were great; got us the offer we wanted, always easy to contact and gave some good advice. Would definitely recommend them, and they’re free!0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards