Can I apply for a credit card a few weeks before I start my new job?

ThisnotThat

ysara414 said:

QrizB said:

ysara414 said:

I have been told by Santander I have been pre-approved for a £4000 credit limit.. I will never spend that much so am I better off getting a smaller credit limit that I will actually use (for my credit score)

Pesonally, if I was in your position I'd take that offer from Santander. There's no problem with a high limit that you don't use, it's much better than having a limit which is too low!

I will take the santander offer- I just don't know when to apply to minimise my chances of rejection, and increase my time having the card to use and build my credit history!

You need to apply after you start working.  Only then can you truthfully claim you are employed earning "x" salary.

jay1804

ysara414 said:

 jay1804 said:

ysara414 said:

Hi guys,

I'm a recent UK grad and I'm starting my first job in a few weeks. Can I apply for a credit card now putting in my new salary or do I need to wait a few months after starting?

thanks!!

I would wait till you receive your first payslip incase you need to proof - That what I did last year when I applied to Amex and nationwide.

did you get two credit cards in a short space of time? also, I have been told by Santander I have been pre-approved for a £4000 credit limit.. I will never spend that much so am I better off getting a smaller credit limit that I will actually use (for my credit score)

Yes, I applied on the same day. But I had other credit cards before and another job before hand.