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Why do the statements contain only the initial of my name?

pieroabcd
Posts: 669 Forumite

Hi,
I'm always been baffled and angry by the lack of my full name from my some of my bank statements. Why is it replaced with the initial?
Without the full name someone could claim that it belongs to someone else with my surname rather than to me.
What about two brothers living at the same address and named John and James?
Is it done intentionally?
Thanks.
I'm always been baffled and angry by the lack of my full name from my some of my bank statements. Why is it replaced with the initial?
Without the full name someone could claim that it belongs to someone else with my surname rather than to me.
What about two brothers living at the same address and named John and James?
Is it done intentionally?
Thanks.
0
Comments
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Which bank(s)?
I have never seen this and I have (or have had) accounts with about 20 banks.
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The bank is Metro1
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RG2015 said:Which bank(s)?
I have never seen this and I have (or have had) accounts with about 20 banks.Remember the saying: if it looks too good to be true it almost certainly is.1 -
Don’t metro do online banking rather than paper statements? So it’d be quite hard for John and James to access each other’s statements without consent.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
elsien said:Don’t metro do online banking rather than paper statements? So it’d be quite hard for John and James to access each other’s statements without consent.
The problem is not accessing their statements, but proving that your statement actually belongs to you and that it's your proof of address.0 -
jimjames said:RG2015 said:Which bank(s)?
I have never seen this and I have (or have had) accounts with about 20 banks.
1 -
They aren't consistent. I have an HSBC visa card. My statement is addressed to Name and Surname. My card also has my 2 middle initials. A letter sending me a new secure key for online was 3 initials and surname.
Nationwide are also inconsistent.1 -
pieroabcd said:Hi,
I'm always been baffled and angry by the lack of my full name from my some of my bank statements. Why is it replaced with the initial?
Without the full name someone could claim that it belongs to someone else with my surname rather than to me.
What about two brothers living at the same address and named John and James?
Is it done intentionally?
Thanks.0 -
mab3000 said:pieroabcd said:Hi,
I'm always been baffled and angry by the lack of my full name from my some of my bank statements. Why is it replaced with the initial?
Without the full name someone could claim that it belongs to someone else with my surname rather than to me.
What about two brothers living at the same address and named John and James?
Is it done intentionally?
Thanks.0 -
I prefer it when they use my initials as e.g., random people cannot know my full name by just looking at an envelope. A stockbroker used to send me contract notes showing my full name and that annoyed me no end. If Metro cannot do what you'd like then just use another bank. Metro's rubbish anyway.2
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