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Joyful July's NSD Challenge!
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Hi, another one for me today. Sorry I've been missing lastfew days. I've been out enjoying the sunshine while I can ☀️2
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NSD number 7 today please. I've had plenty of low spend days but the NSD has proven rather elusive. Yesterday for instance I caught my son using a charging cable with the plastic split and the wires exposed so what should have been no spend became low spend 🙄1
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Only 1 more for me since the last 😒 making it 6 to date (20th) which means I’ve spend every day since! Ugh.Anyway, which means I will fall short my my target this month but happily doing okay with my budgeting and we’ve had a lot of things going on as it’s the little ones first birthday so happy with where I’m at overallFollow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest1 -
one more for the NSD pot thanks cathybird 18/201
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Sunday was a NSD making 6/12 so far this month. The last couple of weeks have been rather spendy, sadly...just seem to have had bits needed each day which have knocked out the NSDs 😒.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
July targets
allie23 10/12beanielou 20/15
cathybird 22/15
CRANKY40 7/10
darannah 9/10
doingitanyway 3/15
GeorgianaCavendish 16/10
Hazelnutty 6/11
Honeysucklelou2 6/12
jammy dodger 18/20
MissRikkiC 6/12
Money Choices 11/15
QueenJess 15/15
Purplemumof2 10 Sallyp2 13/16
short bird 15/17
squanderscouse 14/15
taskey 6/10
WinterWarrior 12/15
Newcomers welcome
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Lost count a bit!
Friday not one. Saturday was. Sunday not one.
Yesterday was one as was today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD #16 today please. I’ve got a couple of things I need to buy this week but trying to push them all to the same day later in the week - the NSDs are getting addictive! 😂
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Another one for me today 🙂1
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