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Joyful July's NSD Challenge!
Comments
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Well done WinterWarrior, Money Choices, jammy dodger, allie23, CRANKY40 and beanie
Another one for me
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Declaring a NSD early this morning
2026 decluttering: 820 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
2026 use up challenge: 244🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3001 -
Hello, been AWOL all week. OH had week off so we've been out and about ... spending! Today will be NSD 5/16
He is back at work next week, so I'll be back on track
Feb 26 NSD 0/14
Feb 26 Grocery challenge £0/£200
loan 7 months left £1538.13
Lloyds CC £1370.703 -
Glad you joined in. Its a bit of fun and every NSD helps[Deleted User] said:Hi there, I was recommended this thread by @Sallyp2. Thank you Sally p2 fot the suggestion. Can I please join and aim for 12 NSDs for the remainder of July? ThanksFeb 26 NSD 0/14
Feb 26 Grocery challenge £0/£200
loan 7 months left £1538.13
Lloyds CC £1370.703 -
Tuesday and Wednesday ( 6th & 7th) were NSDs making 3/12 thus far. Hoping that today will be one too.paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.172 -
Checking in with NSD #6 for yesterday2
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day 7 yesterday...
early call on day 8 ‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Hi folks, today will be NSD 2/12 for me. I have had a wonderful no spend day going for a walk and enjoying the sights and sounds of nature followed by a swim. @Sallyp2 thanks also for mentioning the Michelle McGagh book. I returned my libray books earlier this week and picked this up while I was there along with a few new fiction books to read. I have read this before ages ago but it was good to back through it for a reminder. I wouldn't take on board all her ideas but it's great to get inspiration from. Like you, I think I will check out Martin's books too just to see what I can glean from them.2
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So I have been AWOL as life is a mess right now with too much going on but today I had a migraine (bad) and the side effect is NSD number 1 (good)
Every cloud has a silver lining...
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
JulyOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
July targets
allie23 2/12
beanielou 10/15
cathybird 10/15
CRANKY40 4/10
darannah 4/10
doingitanyway 1/15
GeorgianaCavendish 6/10
Hazelnutty 3/11
Honeysucklelou2 3/12
jammy dodger 7/20
MissRikkiC 2/12
Money Choices 6/15
QueenJess 8/15
Purplemumof2 10
Sallyp2 5/16
short bird 8/17
squanderscouse 2/15
taskey 3/10
WinterWarrior 4/10
Newcomers welcome
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