PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Partial Title Deed transfer when purchasing a property

Options
Hi everyone,

Hoping someone can advice regarding the following:

I purchased a house ~6 months ago and I was sent the 2 parts of the title deeds by my solicitor: the one outlining the house and  another one for the extra bit of the garden that was purchased by the sellers separately. I found out from the neighbor that there was a garage that 'the seller kept for themselves' that I never knew about and was not made aware of by the solicitor. There is a separate row of garages at the end of the street. I requested a search from the Land Registers of Scotland and received a following reply:

"The previous proprietors had 3 separate titles in the sasine register, only two were transferred to yourself.
1 remains (a garage) in the sasine register in their name."

Now, the advert for the house never mentioned that there was a garage, so the entire fact of its existence was not shared with me at any point of the sale.

 I feel, however, that the solicitor has not done a thorough job because he had also failed to include the separate Land burdens title deed that has a number a restrictions that I was never made aware of nor was it discussed with me (such as only allowing to keep one dog OR a cat and I had (and still have) 2 dogs at the time of purchase. The same solicitor had also lost my personal documents that were sent to them for identity check ( such as driving license, bank statements etc.) and there was no resolution after 3 separate reminders from me to deal with this (it was a tracked package and I have a signature of their paralegal signing for it on record). So in all, they have been a nightmare to deal with.

So I guess the couple of questions I have are:

1. Can someone legally just keep part of the title deeds to themselves without making the purchaser aware of it?

2. Is there a case for legal action against the solicitor who failed to conduct a full title deed search and lost the originals of my documents and failed to resolve it?

Thanks in advance for any input!

Comments

  • silvercar
    silvercar Posts: 49,541 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    There were 3 titles. All paperwork mentioned only 2. You bought 2. Now you are upset that no one mentioned number 3. Would you have bought number 3 if was for sale? Could you have afforded it?

    Unless there is a condition on the deeds of the garage that they can only be owned by someone who also owns a nearby house, I don't think you have a leg to stand on. That garage is as distinct from the house sale as a holiday home elsewhere would be. I don't see that you can expect the vendor to freely or for a negotiated price sell you the garage just because they own it. If it had been included in the deeds or in the estate agent details, you may have had a better argument.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    irisv said:

    Hoping someone can advice regarding the following:

    I purchased a house ~6 months ago and I was sent the 2 parts of the title deeds by my solicitor: the one outlining the house and  another one for the extra bit of the garden that was purchased by the sellers separately. I found out from the neighbor that there was a garage that 'the seller kept for themselves' that I never knew about and was not made aware of by the solicitor. There is a separate row of garages at the end of the street. I requested a search from the Land Registers of Scotland and received a following reply:

    "The previous proprietors had 3 separate titles in the sasine register, only two were transferred to yourself.
    1 remains (a garage) in the sasine register in their name."

    Now, the advert for the house never mentioned that there was a garage, so the entire fact of its existence was not shared with me at any point of the sale.

     I feel, however, that the solicitor has not done a thorough job because he had also failed to include the separate Land burdens title deed that has a number a restrictions that I was never made aware of nor was it discussed with me (such as only allowing to keep one dog OR a cat and I had (and still have) 2 dogs at the time of purchase. The same solicitor had also lost my personal documents that were sent to them for identity check ( such as driving license, bank statements etc.) and there was no resolution after 3 separate reminders from me to deal with this (it was a tracked package and I have a signature of their paralegal signing for it on record). So in all, they have been a nightmare to deal with.

    So I guess the couple of questions I have are:

    1. Can someone legally just keep part of the title deeds to themselves without making the purchaser aware of it?

    Yes, of course they can.

    They had three parcels of land. They sold you two of them.

    If they'd owned two flats in the same block, or both halves of a semi-detached house, would you object to them only selling one of them to you?
    2. Is there a case for legal action against the solicitor who failed to conduct a full title deed search and lost the originals of my documents and failed to resolve it?

    They should recompense you for the cost of replacement.
  • irisv
    irisv Posts: 4 Newbie
    First Post
    silvercar said:
    There were 3 titles. All paperwork mentioned only 2. You bought 2. Now you are upset that no one mentioned number 3. Would you have bought number 3 if was for sale? Could you have afforded it?

    Unless there is a condition on the deeds of the garage that they can only be owned by someone who also owns a nearby house, I don't think you have a leg to stand on. That garage is as distinct from the house sale as a holiday home elsewhere would be. I don't see that you can expect the vendor to freely or for a negotiated price sell you the garage just because they own it. If it had been included in the deeds or in the estate agent details, you may have had a better argument.
    I am not sure why you decided that I am 'upset' by it, it is purely the question whether I will have any issues later on if I decide to sell the house.

    I am not trying to 'get the garage' but want to ensure that the solicitor who has failed on number of other things had not made a mistake that can lead to problems for me later on.
  • irisv
    irisv Posts: 4 Newbie
    First Post
    AdrianC said:
    irisv said:

    Hoping someone can advice regarding the following:

    I purchased a house ~6 months ago and I was sent the 2 parts of the title deeds by my solicitor: the one outlining the house and  another one for the extra bit of the garden that was purchased by the sellers separately. I found out from the neighbor that there was a garage that 'the seller kept for themselves' that I never knew about and was not made aware of by the solicitor. There is a separate row of garages at the end of the street. I requested a search from the Land Registers of Scotland and received a following reply:

    "The previous proprietors had 3 separate titles in the sasine register, only two were transferred to yourself.
    1 remains (a garage) in the sasine register in their name."

    Now, the advert for the house never mentioned that there was a garage, so the entire fact of its existence was not shared with me at any point of the sale.

     I feel, however, that the solicitor has not done a thorough job because he had also failed to include the separate Land burdens title deed that has a number a restrictions that I was never made aware of nor was it discussed with me (such as only allowing to keep one dog OR a cat and I had (and still have) 2 dogs at the time of purchase. The same solicitor had also lost my personal documents that were sent to them for identity check ( such as driving license, bank statements etc.) and there was no resolution after 3 separate reminders from me to deal with this (it was a tracked package and I have a signature of their paralegal signing for it on record). So in all, they have been a nightmare to deal with.

    So I guess the couple of questions I have are:

    1. Can someone legally just keep part of the title deeds to themselves without making the purchaser aware of it?

    Yes, of course they can.

    They had three parcels of land. They sold you two of them.

    If they'd owned two flats in the same block, or both halves of a semi-detached house, would you object to them only selling one of them to you?
    2. Is there a case for legal action against the solicitor who failed to conduct a full title deed search and lost the originals of my documents and failed to resolve it?

    They should recompense you for the cost of replacement.
    Thank you for your concise and clear answer, I appreciate it.
  • user1977
    user1977 Posts: 17,794 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    irisv said:

    he had also failed to include the separate Land burdens title deed that has a number a restrictions that I was never made aware of nor was it discussed with me (such as only allowing to keep one dog OR a cat 

    They should have told you about those, though it would probably have come with the advice that it's pretty difficult for anybody to enforce such conditions. Presumably none of your new neighbours have been round to complain about your pets?

    As for the garage, I'm not sure what your point is. Do you think that if you had said "aha, I see you also own the garage over there" they would have thrown it in for free? There's no need for your solicitor to search for everything the seller owns (which could be a wild goose chase costing hundreds of pounds).
  • irisv
    irisv Posts: 4 Newbie
    First Post
    user1977 said:
    irisv said:

    he had also failed to include the separate Land burdens title deed that has a number a restrictions that I was never made aware of nor was it discussed with me (such as only allowing to keep one dog OR a cat 

    They should have told you about those, though it would probably have come with the advice that it's pretty difficult for anybody to enforce such conditions. Presumably none of your new neighbours have been round to complain about your pets?

    As for the garage, I'm not sure what your point is. Do you think that if you had said "aha, I see you also own the garage over there" they would have thrown it in for free? There's no need for your solicitor to search for everything the seller owns (which could be a wild goose chase costing hundreds of pounds).
    Thank you for your answer.
    No, nobody complained about my pets and people around seem to have multiple pets too, which is reassuring. There are other restrictions too such as you are not allowed to register or operate a business from this address or keep chickens etc. ( it is a rural property) that would have been nice to know about prior to the purchase.

    I understand the point about the garage now and I just wanted to make sure there would be no legal issues in the future if I decide to sell. I am not sure why everyone here assumes that I want to grab the garage from the seller :D
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.