My Debt Free Diary: Virgo In Pursuit
Debt-Busting Progress: 2020: £13,200 | 2020: £9,200 | 2021: £4,900
2022: ongoing
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Hazelnutty's recover and rebuild plan for a happier, simpler life!
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Swimming was OK but boy am I tired now! It was only 20 mins
I did however resist the nearby Maccy's which I'm very proud of as I was super hungry - Happy Meal cost saved and a more nutritionally sound home-made lunch (but then OH has ordered a takeaway
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Watching the tennis and catching up on DFW diaries while we waitChoose kind2 -
Quick check in to say I've had my 2nd jab (wohoo!), TT'd £1.03 and done a couple of Prolific surveys. Spent £9.25 on breakfast near the vaccine centre (a vegan cafe where I had tempeh 'bacon' & avocado roll and a coffee) as I was told to wait 15 mins before getting back on my bike. And tbh it was a lovely day to sit outside in the cafe garden! Chalked it up to Ents budget for now but can use my guilt-free spends pot if necessary
BAck to Zoom for the afternoon nowChoose kind2 -
Hi everyone!
TT £1.99 this morning. A low spend day £4 at the Coop plus £4.90 for 2 coffees from the Costa machine as we were out of milk at home, then £9.99 on a collapsible washing basket (Home pot) of all things! With the new understairs cupboard there isn't really space for rigid baskets but the carpenter's put a neat little shelf above the washing machine where we can fit a folding one. OH got us fish n chips for tea, which was a lovely treat.
Looks like a miserable day tomorrow of torrential rain and a bit of lightning for fun, so planning on hunkering down. I have a scheduled run so will get that done, bath and comfies for the day
DD had a tough day at school today but luckily I'd bought YS doughnuts earlier in the coop shop so we snuggled up on the sofa and watched a cartoon togetherIt's been tough for her moving to a new school/area, getting a week then lockdown.
Have a lovely Friday night
Choose kind4 -
Good luck on the journalling! And the swimming - two of my favourite things. Although, I haven't been near a pool in a year so you might just motivate me to do the same. I need to find how my local gym does now post-lockdown. Well done on the low spends. Have a good weekend!
PS: I have looked into Paper Republic since you last mentioned it. I fell into the spiral and now interested in some sort of a traveller's notebook. Let's see where I end up, lol.3 -
Hey @anjyeah thanks for stopping by (and sorry for tempting you with Paper Republic treasures!) I go on a day inbetween two of my training runs. I don't swim hard or for long (not that could if I tried!) but it's just been lovely to be back in the water. We're lucky that there's two indoor pools and one outdoor one in the city so the one I go to, which is a bit out of the centre, doesn't seem to be too busy.
We had planned to stop in but the storm didn't come so decided to head out. We clocked around half of the 89 'Cows About Cambridge' before deciding we'd had enough and it was time for a bus home lol! Here is Sir Isaac Newton as a cow for your edification and amusement
Spends-wise, it was £4.50 for the bus and £13 for (critically important!!) coffees and pastries (Ents pot). I verged on hangry about 2 and picked up a 'shroom burger for £8 (guilt-free spends pot). OH got us a swift half on the way home but a large group of lairy footie fans descended so we made a swift exit before we ordered a 2nd. Other spends: £20 from Coop delivery and £17 from an online eco shop for a conditioner bar for DD and some multi-vits for me (non-food pot).
So quite a spendy day but should set me up for a couple of NSDs. Maybe it's a downside of having NSD targets - you spend once then think 'ah sod it!' and just rack up some more.
Showered and in our jammies before 6pm for the matchesChoose kind4 -
Hi all
SHould be an NSD today (no 3 of the pay month - aiming for 11 in total). I'm a little over in my food budget for this TOTM but these things are always a bit unevenly spread. Should be able to cash out on Prolific Academic for just over £6, which will probably go into the general virtual pot until there's a decent sum to transfer into my external savings a/c. Hoping to boot sale it on Sunday morning (early doors) which should raise about £30-40. I'm an introvert so I find all the salesmanship of boot sales a bit much. OH is brilliant at all the small talk which I admire v much from a distance
Have to admit that it is quite a fun way to hang out as a family (and I
clearing out the clutter too).
Choose kind2 -
Checked in with my main CC and I'm at £400 with 11 days 'til it cuts off. My target is under £750 so I've got a pretty good chance of making it. This really helps as every £ under that figure I can reallocate to paying off the M&S CC and funding the remaining building workChoose kind3
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I'm quite gobby, @Hazelnutty, which was useful back when we did the occasional car boot....mostly in the form of acerbic comments when punters offered insultingly low amounts or I found their rear ends sticking out of our car boot trying to rifle through boxes I hadn't put out yet.
I do PA surveys too. My earnings total is currently at £78 but I am hoping I can leave it there & cash out at £100 around Christmas.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
lol @foxgloves gobbiness is a key skill for car-booting! I find the people pulling stuff out of your boot before the engine's even off particularly stressful! Luckily the one we've discovered is in a nearby village and it's small and quite chilled. You get an hour to set up before the buyers arrive, which seems civilised. DD struggled to suggest sensible prices for her stuff, like 50p for a John Lewis quilt or a fiver for a pair of old shoes
She says she's better prepared this time as they've just done profit and loss in maths at school!
A couple of NSDs in a rowthen £20 at Sainsbos and an unexpected demand from DD to take her and her bestie to get a present for a friend of theirs who's been feeling down. They used their pocket money but cost me £2.30 for parking for an hour and obvs coffee needed while I waited (£1.80, both Ents pot). Luckily I'd packed earphones as a colleague texted to say I was missing a meeting
Managed to get on Zoom on my phone, but bit of a diary fail on my part (is this an aging thing?!) DD is now safely dropped with her Dad, and OH and I have made dinner from leftovers and stores.
Ooh, OH found a simple vegan choc cake receipe for DD and it was lush. I'm sure it counts as a health food...
And some really great news I almost forgot!! I applied for an extra increment at work for exceptional performance (the next promotion for me doesn't bring any increase in pay) and I found out today I got it!!!! It'll probably mean about an extra £150-200/month, which is amazing but it's also great to have a kind of vote of confidence in you from your employer. I don't know where the beer emoji is but that's what I'm channeling tonight!Choose kind5 -
I use emoji website: https://emojipedia.org/search/?q=beer whenever I want an emoji other than the very limited selection on here!
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