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Three years to get debt free

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  • Willowtree222
    Willowtree222 Posts: 8,197 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning everyone, 

    Hope you are all okay? DD is awake but still in bed. Think she is tired from all the excitement yesterday. She didn't wake up until after 7am which is just so not like her. She went to be around 8.30pm last night as well. 

    Tomorrow we are going to Wales for the week which will be lovely. I plan to travel around lunchtime/mid afternoon to hopefully not get too much traffic. My sister went last night to avoid the traffic and travelling too. She'll get stuff in and ready before I get there tomorrow. My parents come back today.

    I had a bit of a heart to heart with someone yesterday. I keep being criticised for my views on being with someone. It's like the world feels that I need to have someone in my life to be happy and I just don't think that is the case. I know so many single people on here who are fine as they are and also a lot in couples who are equally happy. There are also the opposite side. I just don't think there is a right or wrong way to live life. Part of it comes from questions from people asking if 'I am with anyone yet?' erm no. I am okay thanks. and the response is quite often 'oh' like there is some issue. The person I was talking to has similar views to me and we found common ground to talk about it. We talked about only relying on ourselves as that way you know you are not going to be disappointed. 

    I overpaid £36.09 on my loan. I will round down my bank account when I feel I need to and see how this gets me going. I have fuel for the trip, some cash should be arriving tomorrow if I see my friend before I go and I have spoken to my sister about keeping it as cost effective as possible. She is in the same position as me and so we plan to take our own packed lunches during the day and a treat can be an ice cream or something but without us breaking the bank each day when we can provide lunches easily enough. Some days we will just go to the beach.

    'm actually loving the conservatory at the minute which is unusual for me. I have my rocking chair in there and if the rabbits hadn't chewed the TV aerial, it would have been great as I could sit here. I might see if I can get it carpeted and have it as my space. I really don't like the living room and as I have decided to hold off on decorating it, I might as well use the room I do like. 

    Have a good day everyone, I have a few bits to do today. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don’t listen to what other people say, a lot of people are happy to be single, being in a couple doesn’t necessarily make you happy. Maybe you’ll meet someone one day who you want to be with but at the moment you’re happy as you are with the freedom to suit yourself and DD. Nothing wrong with that. 

    I hope you have a fabulous time in Wales ☺️
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,197 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Don’t listen to what other people say, a lot of people are happy to be single, being in a couple doesn’t necessarily make you happy. Maybe you’ll meet someone one day who you want to be with but at the moment you’re happy as you are with the freedom to suit yourself and DD. Nothing wrong with that. 

    I hope you have a fabulous time in Wales ☺️
    That’s what I feel Sun. it’s like people want me to have someone or at least want me to want to have someone and when I don’t it’s not understood. 

    I love how things are at the minute (not finances, but the rest!) x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    I've been single for 12 years (since my husband died). It lets me put my son first when I need to and it leaves us free to come and go as we choose as there's one less person's wants and needs to take into consideration. My best friend is male so there's always a man's point of view available and I've talked some of my harder parenting decisions through with him because for an adult toddler he can be quite sensible sometimes. He also (without knowing it) frequently reminds me why I don't want a boyfriend.  

    If it's suiting you then carry on. You don't have to explain your decisions to anyone. I hope that you all have a lovely holiday. 
  • Willowtree222
    Willowtree222 Posts: 8,197 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    CRANKY40 said:
    I've been single for 12 years (since my husband died). It lets me put my son first when I need to and it leaves us free to come and go as we choose as there's one less person's wants and needs to take into consideration. My best friend is male so there's always a man's point of view available and I've talked some of my harder parenting decisions through with him because for an adult toddler he can be quite sensible sometimes. He also (without knowing it) frequently reminds me why I don't want a boyfriend.  

    If it's suiting you then carry on. You don't have to explain your decisions to anyone. I hope that you all have a lovely holiday. 
    Thanks Cranky,

    I just couldn’t imagine sharing my life again in a full on full time way. I have males around me all the time and have in depth discussions about things with them so don’t feel I’m missing out if that makes sense? 

    It is nice to share things with people and have nights with some company but I can find that if I need it from some of my friends. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A work colleague has the ideal set up in my opinion anyway. She’s been with her bloke 11 years but they live apart. They don’t live in each other’s pockets, they have separate interests but still see each other and go on holiday when they want to. They’ve both been married before so been there done that.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,197 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    A work colleague has the ideal set up in my opinion anyway. She’s been with her bloke 11 years but they live apart. They don’t live in each other’s pockets, they have separate interests but still see each other and go on holiday when they want to. They’ve both been married before so been there done that.
    This is what has caused the debate. This is something I like the sound of to an extent but I’ve been heavily criticised. I’ve just decided to do things how I want to do them without interference and expectation from anyone else. 

    I’m happy. I’m happy on my own and I’m happy to live independently. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Willowtree222
    Willowtree222 Posts: 8,197 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 15 August 2021 at 9:59AM
    Talking about vinted and people and then last night I had something on the well known selling site.

    A lady messaged asking what I’d accept for an item. I gave the price. Then I got a message saying they’d sold there’s absolutely missed them and got £75 (almost half the price I’m selling mine for). Then I got another message saying again will I now accept that price as that’s what they got for there’s. It’s not an item that you’d get the same price for as it depends on condition etc. I explained again that I wanted the price I’d said and reasons why. 20 minutes later I get another message asking what my best price was and what other offers did I have. 
    I again explained my price. 

    Sometimes I think people just don’t listen! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Pretty shocking, you have done well not to just ignore them! 
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I'd block them now. 
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