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Three years to get debt free

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Comments

  • I hope everyone has a lovely Christmas and a happy new year x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • IzzyBee
    IzzyBee Posts: 2,686 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    Best wishes to you and your little lady and a happy and peaceful new year 
  • Happy New Year’s Eve. I’m wishing everyone a happy new year in advance x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • IzzyBee
    IzzyBee Posts: 2,686 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    Happy new year wishing you a healthy and peaceful one 
  • IzzyBee said:
    Happy new year wishing you a healthy and peaceful one 
    Thanks IzzyBee. Same to you too x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year Willow, hope everything works out well with work and you have a wonderful 2023. 🎊 
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Sun_Addict
    Sun_Addict Posts: 24,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year 🥳 Hope it’s a good one for your and your DD. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • sashybo said:
    Happy New Year Willow, hope everything works out well with work and you have a wonderful 2023. 🎊 
    Happy New Year 🥳 Hope it’s a good one for your and your DD. 
    Thank you both. I hope it’s great for you too x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • This week has been a bit up and down. One of the bunnies was dragging his feet so took him to the vets. It was a fair bill and he’s on a number of different medication to see if he will pull through. He’s not himself and he’s due back on Friday. He’s eating a little and drinking but he’s lost a lot of weight already and I’m not sure he’ll make it through this. I didn’t have a vet emergency fund so it came straight out of my bank. 

    I had the afternoon out with friends yesterday. DD was with me and she had a good time too. We were home well before midnight and I was fast asleep by about 11pm! 

    I took most of my decorations down yesterday as I like to start the year fresh.

    I’ve been doing a jigsaw as well and enjoying that.

    Goals this year are very much about paying off the credit card that was the loan by November, saving as much as I can at the same time.

    my most important thing is balance. I need to find the balance between living, saving, debt paying. I have always struggled with that. I need to work on this this year.

    Im going to try click and collect for a couple of months to see if it helps with the cost increases. I do need to start cooking again. I haven’t been great at cooking fresh in recent months. 

    I hope 2023 is a good year for all. 
    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Just checking in to see how you are xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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