UPDATE - Requirement to provide Details of Driver

jimjames

Get some dated photos of your car asap as well. If they are claiming a collision then also proof your car hasn't been damaged my help.

nikanika0

the only thing I have is my phone tracking, which shows I left home at around 10pm and arrived to workplace on time. to get to work from alleged place is within this range sadly.

facade

It is most likely a number plate missread, but-

Have you considered the possibility that you could, unknowingly, have been involved in an accident, the timing is right for when you were driving, and they could have the wrong street?

There doesn't have to be contact for you to be involved- another driver could have reacted to your vehicle and swerved into something, and got your number off their dash cam maybe.....

nikanika0

try to visualise a triangle ABC, A is my work place, B is alleged incident, C is my home, I drive C->A, I don't drive C-B-A, I can but it is across the town. To get to closest junction near B is about 7 min from home. I left home at about 10pm on tracking app.
Called insurer, they logged a claim, no claim against me at present, legal team got in touch, I gave them police reference number, we gonna fight it, Traffic summons team line is not  manned nor answerphone available. So they going to try and  contact them.

k3lvc

All a bit close to home when you're talking about 'minutes' to claim you weren't in the area. I had a similar situation but mine was hours/200 miles difference and was dropped immediately.

I certainly wouldn't be 'talking' to anyone to try and get this resolved - it needs a full, formal paper trail to fight it

nikanika0

k3lvc said:

All a bit close to home when you're talking about 'minutes' to claim you weren't in the area. I had a similar situation but mine was hours/200 miles difference and was dropped immediately.

I certainly wouldn't be 'talking' to anyone to try and get this resolved - it needs a full, formal paper trail to fight it

can you please elaborate, I don't understand the last sentence ...' talking' to anyone...., surely I have to tell my insurer about it.

k3lvc

nikanika0 said:

k3lvc said:

All a bit close to home when you're talking about 'minutes' to claim you weren't in the area. I had a similar situation but mine was hours/200 miles difference and was dropped immediately.

I certainly wouldn't be 'talking' to anyone to try and get this resolved - it needs a full, formal paper trail to fight it

can you please elaborate, I don't understand the last sentence ...' talking' to anyone...., surely I have to tell my insurer about it.

Sorry - to elaborate you shouldn't be 'talking to' the traffic summons team - the forms/process are there for a reason

TBagpuss

As others have said, the most probable explanations are that someone has misread a number plate - which could easily mean that the car which was involved is the same make, model and even colour as yours.

If you have legal cover then hopefully your insurance co will be able assist you - meanwhile, keep records - as others have said, dated photos of your car (to show no damage) download the tracking info so you have that, 

nikanika0

updated, check the original post.