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Car insurance company wont help
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Although as the OP has a basic bank account (no credit facilities) I'm not sure what they could do.Brie said:Talk to your bank. Sometimes they can be very understanding as generally most of the people you talk to are reasonably human and have been through it all as well.1 -
I'll try tomorrow fingers crossed0
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No helpful friends or family? Advance on wages?
The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon0 -
If you get sorted financially, double-check the DD does go out, as you might end up having the payment cancelled by the insurance company and then drive uninsured.0
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Some banks will allow a temporary "overdraft" for extraordinary circumstances. It may effectively be a very short term loan to cover a payment needed now when money is expected in the account in a week or two as is the situation with the OP.ThisnotThat said:
Although as the OP has a basic bank account (no credit facilities) I'm not sure what they could do.Brie said:Talk to your bank. Sometimes they can be very understanding as generally most of the people you talk to are reasonably human and have been through it all as well.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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I'd phone up the insurer and ask for a welfare team or a manager to assist you. However, there is no guarantee that will work in your favour as it depends on who your insurer is.
Also, your "insurer" may actually just be an insurance broker in which case their hands will be tied and they have no choice but to apply the rules.
If they do not assist you try phoning up a manager at work or your HR team to explain your issue. If you are comfortable revealing your problem to a trusted person in the company (it doesn't have to be your direct manager) then they may help you with an advance payment on your monthly pay. If I were a responsible organisation then I would surely agree to this.
You might need to show them your insurance policy details to prove you need that money for a legitimate purpose.
If you cannot find a solution at all then make sure you do not drive uninsured as that may turn a problem into a bigger problem.
Good luck!0
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