Home Insurance Comparison Sites for Scotland?

akira181

The home insurance on my mothers house is up and I'm trying to find the best deal for her.  Her house is in Scotland and is Grade C listed, which is defined as "Buildings of local importance, lesser examples of any period, style or building type, as originally constructed or moderately altered; and simple traditional buildings which group well with others in Categories A and B."

I went on MoneySuperMarket and most of the details were filled out for me.  But for Listed Building, it autofilled "Not Listed" and when I went to change it, I was only given the options of Grade I, Grade II, and Preservation Order.  So is it classed as not listed since it's of local importance only or do comparison sites not work for scotland?

dunstonh

Comparison sites can be accused of focusing on the mainstream majority and ignoring the minority.   
However, most compare Scotland grade B & C with Grade II in England.       So, if you select grade II on the comparison site and check a reference in the policy details of the chosen provider to make sure Scotland grading is mentioned then you should be ok.
However, typically, comparison sites are unlikely to be suitable for many properties with listed buildings (either the home or barns or other buildings on their site).   In those cases, the likes of NFU and Hiscox are frequently used.

user1977

Category C is still "listed", but there shouldn't be any difference in principle between English and Scottish properties - I would just humour the comparison sites by using the English jargon, and then doublecheck your preferred policy has the correct category for you.

akira181

thanks for the replies.  I ignored the comparison sites and just went straight to the insurer to fill out their forms.  To add to the confusion, some compare Category B&C to Grade II listed and others completely ignore Grade C and say Grade II is only Category B.  While some ignore Scotland and NI rankings entirely.  Really annoying as some were as expensive as £800 and the one I ended up with was £260