If I change from Barclaycard Platinum to BarclayCard Rewards

IAMIAM

Without a credit check as existing customer. Will I get to keep the balance at 0% currently (on a BT deal)

Brie

Unlikely.  And you'd probably not find out for sure until after you change.  

wiseonesomeofthetime

I have messaged Barclaycard asking this exact point as my 0% is coming to an end soon on my Platinum and the Rewards would be useful for foreign travel next year (hopefully).

Still waiting a response.

An eligibility check states I have no chance of getting the Reward Card, in its own right, with my current credit portfolio.

(Opened too many VM current accounts AND a Halifax CASS incentive in short space of time. Nil overdraft request on each makes no difference apparently)

TOP_CAT

You also have to consider that your credit limit may not stay as high on your platinum card .....on the new reward card, the credit limit could drop?
I assume barclaycard still wont allow you to have both cards as thats what the told me a few years ago.

ritz55

TOP_CAT said:

You also have to consider that your credit limit may not stay as high on your platinum card .....on the new reward card, the credit limit could drop?
I assume barclaycard still wont allow you to have both cards as thats what the told me a few years ago.

I have 2 cards both from barclaycard. One Platinum and one Freedom Rewards

Jasonh2015

I changed to the rewards card last month from Platinum. My balance was zero, but it said all interest rates, and credit limit stays the same.

mab3000

IAMIAM said:

Without a credit check as existing customer. Will I get to keep the balance at 0% currently (on a BT deal)

My 0% on purchases rate until Nov 2021 has remained in place after I upgraded  from Platinum to rewards a month or so ago 

wiseonesomeofthetime said:

An eligibility check states I have no chance of getting the Reward Card, in its own right, with my current credit portfolio.

This sounds like you did an eligibility check to apply for a brand new card, which would have automatically said no because Barclaycard do not allow you to apply for an additional Barclaycard if you already have one. What you need to do is see if you are eligible to upgrade your existing card, which you can easily see if you are if you have their app. 

wiseonesomeofthetime

Jasonh2015 said:

I changed to the rewards card last month from Platinum. My balance was zero, but it said all interest rates, and credit limit stays the same.

Was that a straight swap by Barclaycard, or did you need to close one and apply for the other separately please?

jay1804

wiseonesomeofthetime said:

Jasonh2015 said:

I changed to the rewards card last month from Platinum. My balance was zero, but it said all interest rates, and credit limit stays the same.

Was that a straight swap by Barclaycard, or did you need to close one and apply for the other separately please?

It's a product change, no hard search, limit and interest rates stay the same.

wiseonesomeofthetime

mab3000 said:

wiseonesomeofthetime said:

An eligibility check states I have no chance of getting the Reward Card, in its own right, with my current credit portfolio.

This sounds like you did an eligibility check to apply for a brand new card, which would have automatically said no because Barclaycard do not allow you to apply for an additional Barclaycard if you already have one. What you need to do is see if you are eligible to upgrade your existing card, which you can easily see if you are if you have their app. 

Thanks.

Found it in the Barclaycard app now, just as you suggested.

Will hit the button when my 0% deal expires and my balance is £0.

Jasonh2015

wiseonesomeofthetime said:

Jasonh2015 said:

I changed to the rewards card last month from Platinum. My balance was zero, but it said all interest rates, and credit limit stays the same.

Was that a straight swap by Barclaycard, or did you need to close one and apply for the other separately please?

Straight swap, it explained it when I clicked on the link, no new application, like everyone else has said.