not married no children together selling house
andrew1111
Forumite 18 Posts
We have split up and we own 2 properties. Ive moved out of the main house to the apartment we own. She has stayed in the main house wiith her children. We have no children together and she cant afford the mortgage so I need to pay it. Does she have more right than me to stay in the house even though the children are not mine. Or if she cant afford the bills as she doesnt work should she move out asap and me move back in until the house is sold? Want to do the right thing but as we both agreed to split i dont feel like i should still be paying for her and her children to stay in the house even though she legally owns half of it 50/50? What do i do?
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What do you WANT from this?
I would suggest working out how much equity is in BOTH properties, and therefore how much you will need to buy her out of her share.
In the mean time... she needs to be paying HALF the mortgages, plus all bills for the property she is living in. I suggest that you put this in writing for her, and make it clear that as she is unable to pay it at the moment, then you will pay it on her behalf, and this money will be deducted from her share when you buy her out/when the property is sold.
She cannot just live there rent free. You have no responsibility to keep her. The payment for the children is the responsibility of their own father, not you.
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
She is responsible for all bills including council tax now.
What does she WANT to do? Obviously she cannot be expecting to stay in the property permanently... Is she happy to leave if you buy her out?
Personally I would sell the main residence where she is living, then after selling fees give her her share of both properties from the sale. You can then both move and with your lives, and you can live in the apartment which she will no longer own half of.
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
What about the smaller property you now live in? Do you want to buy her out of that property, sell it, could she buy you out with the help of her share of equity for the sale/buy-out of the larger property?
What does she want?
It would be sensible for her to take over payment for all of the bills immediately.
Do you want / can you afford to buy her out, or do you want the house to be sold? If you want to buy her out, can you get a large enough mortgage? How quickly can you raise it? It sounds as though she can't really afford to move out until she had her share of the money from, the house, so if you want to move back in, perhaps you could look at an agreement where you advice her some money, y way of a loan repayable from the sale proceeds, to enable her to move to rented accommodation?