Low salary can't afford to buy anywhere

Slinky

Greymug said:

We can make relevant suggestions after we know from OP:

• their savings situation
• how far they are willing/can move from where they currently are

Will be lucky if you see the poster again. Their history is 34 new threads raised, 20 replies.

MobileSaver

BikingBud said:

Cakeguts said:

If you want to buy somewhere you will need to move to an area where your job with its low salary buys more.  That won't be in the South East. 

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." If you are on a low wage then of course you can't be too discerning, how could it be any different?

What is your alternative? Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

Ditzy_Mitzy

MobileSaver said:

BikingBud said:

Cakeguts said:

If you want to buy somewhere you will need to move to an area where your job with its low salary buys more.  That won't be in the South East. 

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." If you are on a low wage then of course you can't be too discerning, how could it be any different?

What is your alternative? Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

You're right, offering people on low wages new houses would be utter madness, abject insanity and representative of the abandonment of reason. 

Someone lock this nutter up!

MobileSaver

Ditzy_Mitzy said:

MobileSaver said:

BikingBud said:

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." ... Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

You're right, offering people on low wages new houses would be utter madness, abject insanity and representative of the abandonment of reason.

The problem with some people is that they think "affordable housing" means that the lowest earners should be entitled to BUY a home.

Of course, as Attlee knew only too well, the reality is that in almost all cases "affordable housing" actually means that the lowest earners should be able to afford to RENT a home.

Getting_greyer

MobileSaver said:

Ditzy_Mitzy said:

MobileSaver said:

BikingBud said:

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." ... Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

You're right, offering people on low wages new houses would be utter madness, abject insanity and representative of the abandonment of reason.

The problem with some people is that they think "affordable housing" means that the lowest earners should be entitled to BUY a home.

Of course, as Attlee knew only too well, the reality is that in almost all cases "affordable housing" actually means that the lowest earners should be able to afford to RENT a home.

And that wether renter or owner, access to public services should not be determined by your post code.

AdrianC

Ditzy_Mitzy said:

MobileSaver said:

BikingBud said:

Cakeguts said:

If you want to buy somewhere you will need to move to an area where your job with its low salary buys more.  That won't be in the South East. 

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." If you are on a low wage then of course you can't be too discerning, how could it be any different?

What is your alternative? Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

You're right, offering people on low wages new houses would be utter madness, abject insanity and representative of the abandonment of reason. 

Someone lock this nutter up!

Of course, there was a rather different state of affairs during the period Attlee was PM - 1945 to 51...

How well do you think prefabs would go down now?

Ditzy_Mitzy

AdrianC said:

Ditzy_Mitzy said:

MobileSaver said:

BikingBud said:

Cakeguts said:

If you want to buy somewhere you will need to move to an area where your job with its low salary buys more.  That won't be in the South East. 

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." If you are on a low wage then of course you can't be too discerning, how could it be any different?

What is your alternative? Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

You're right, offering people on low wages new houses would be utter madness, abject insanity and representative of the abandonment of reason. 

Someone lock this nutter up!

Of course, there was a rather different state of affairs during the period Attlee was PM - 1945 to 51...

How well do you think prefabs would go down now?

I think new prefabs, up to the standards of the old prefabs, would go down famously.  In fact there are vociferous campaigns for preservation of the few that are still left and, in my public sector days, I met many prefab tenants who loved living in the things.  They were considered a cut above the average social house, being more spacious and having proper gardens.  
And, more to the point, lots of modern housing has prefabricated elements.  In fact, the latest fad on the lunatic fringes of the private sector is to use shipping containers.  These, for obvious reasons, are rather inferior to the old prefab, but nobody seems to care these days.  

AdrianC

Ditzy_Mitzy said:

AdrianC said:

Ditzy_Mitzy said:

MobileSaver said:

BikingBud said:

Cakeguts said:

If you want to buy somewhere you will need to move to an area where your job with its low salary buys more.  That won't be in the South East. 

Some regular posters will have them all moving to northern cities where buying property is "easy" as long as you're not discerning and are happy to live in sub standard accommodation!

There's an old adage, "beggars can't be choosers." If you are on a low wage then of course you can't be too discerning, how could it be any different?

What is your alternative? Perhaps you think everyone on a low wage should be offered a brand spanking new new-build in one of the most expensive cities in the world with a 50% discount paid for by the taxpayer?

You're right, offering people on low wages new houses would be utter madness, abject insanity and representative of the abandonment of reason. 

Someone lock this nutter up!

Of course, there was a rather different state of affairs during the period Attlee was PM - 1945 to 51...

How well do you think prefabs would go down now?

I think new prefabs, up to the standards of the old prefabs, would go down famously.

I don't. I seem to remember the few that were still left into the 70s as being awful things, on their last legs - and they were atrociously insulated. There is not a hope in hell that new ones "to the standards of the old ones" would get within a country mile of modern building regs, let alone expectations.

They were better than the bombed-out remains of the pre-war slums. Life has moved on a VERY long way in the three quarters of a century since then. Thankfully.

moneysavinghero

Still plenty of the old prefab homes standing and being lived in.

MysteryMe

Yes, I've seen pre fabs recently and they are nothing like slums.  If it's a viable option to build to modern standards using pre fabricated materials then there will definitely be a market for them, especially for those looking to self build a micro home. I've been in one made from structural insulated panels which was about the size of a large shipping container with one bedroom, kitchen diner and shower room and it was fine. The sticking point is availability of mortgages.