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Credit Karma: "You've hit a milestone on your credit card debt"
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I received one of these didn't realise that it was a mass emailing as I've actually paid off a lump off one of my 0% cards this month too as its coming to an end.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0
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I think that's why this email annoyed me so much. I don't have any debt - all monthly spending goes on my credit cards (to get cashback or rewards) and paid off in full each month from my salary. When I buy one-off more expensive items, which I've not done for several months, I use money from savings to pay for it. I don't have any loans or a mortgage.molerat said:Had the same. I don't have any "debt" and pay my cards off each month. Last month I had a big bill paid on one of my cards which probably doubled my "debt" which when paid off in full made a big dent in it.Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
I got the email too, though TBH I just delete them. Maybe the "you're score has gone up/down" emails inviting you to log back in aren't having the desired effect.
Maybe a good time to check preferences
https://help.creditkarma.co.uk/s/article/How-do-I-unsubscribe-from-Credit-Karma-emails
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Had the same email too, I wanted to reply to tell them what cheek, but just deleted it. Seemed quite a patronising email, but debt isn't something I have a problem with
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