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Applying for nationwide
Comments
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Not necessarily. It depends on whether their programs check during the application, or whether they subsequently do manual checks, possibly by a Head Office department. It appears that Nationwide could be doing the latter. Though who knows, there could be other reasons for why they turned you down.kieran_coster said:
Well surely I wouldn’t pass the credit check in the first place if that’s the case? But I do pass the first credit check it’s after a few days when they go through security checks it gets closedEd-1 said:
They don't show to you. But they do to the bank.kieran_coster said:
Cat 6 don’t show up on your credit file, it was never on there in the first place as I pass the credit checks and the accounts get opened then a few days later they get closedEd-1 said:
STOP. Halt.kieran_coster said:
Nationwide declined me again trying tsb nowsuperM said:My other half CIFAS and TSB declined her applucation. I challenged the CIFAS and it was removed. 6 months later she reapplied and it was accepted straight away.
So there is a chance.
The CIFAS will remain on your credit files until the CRAs receive their monthly updates. You need to wait until it has fed through to the CRAs.
kieran_coster said:
Why did you not apply online? If the 'situation' you explained to them is that you used to have an incorrect CIFAS marker, why did you mention that?Yeah it’s looking good so far I went into branch explained my situation have a account open so far just waiting for it to fully be opened and pass all checks0 -
Not sure I’m just abit stuck atm I’ve applied for tsb as heard there abit more lenient if that doesn’t work gonna leave it a month till I get a new credit reportcolsten said:
Not necessarily. It depends on whether their programs check during the application, or whether they subsequently do manual checks, possibly by a Head Office department. It appears that Nationwide could be doing the latter. Though who knows, there could be other reasons for why they turned you down.kieran_coster said:
Well surely I wouldn’t pass the credit check in the first place if that’s the case? But I do pass the first credit check it’s after a few days when they go through security checks it gets closedEd-1 said:
They don't show to you. But they do to the bank.kieran_coster said:
Cat 6 don’t show up on your credit file, it was never on there in the first place as I pass the credit checks and the accounts get opened then a few days later they get closedEd-1 said:
STOP. Halt.kieran_coster said:
Nationwide declined me again trying tsb nowsuperM said:My other half CIFAS and TSB declined her applucation. I challenged the CIFAS and it was removed. 6 months later she reapplied and it was accepted straight away.
So there is a chance.
The CIFAS will remain on your credit files until the CRAs receive their monthly updates. You need to wait until it has fed through to the CRAs.
kieran_coster said:
Why did you not apply online? If the 'situation' you explained to them is that you used to have an incorrect CIFAS marker, why did you mention that?Yeah it’s looking good so far I went into branch explained my situation have a account open so far just waiting for it to fully be opened and pass all checks0 -
If you manage to open an account by last working day of August........
https://www.thisismoney.co.uk/money/saving/article-9617195/How-enter-Nationwides-new-1m-prize-draw-just-1.html
It might be you!
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They're not allowed to auto-decline based on CIFAS infokieran_coster said:
Well surely I wouldn’t pass the credit check in the first place if that’s the case? But I do pass the first credit check it’s after a few days when they go through security checks it gets closedEd-1 said:
They don't show to you. But they do to the bank.kieran_coster said:
Cat 6 don’t show up on your credit file, it was never on there in the first place as I pass the credit checks and the accounts get opened then a few days later they get closedEd-1 said:
STOP. Halt.kieran_coster said:
Nationwide declined me again trying tsb nowsuperM said:My other half CIFAS and TSB declined her applucation. I challenged the CIFAS and it was removed. 6 months later she reapplied and it was accepted straight away.
So there is a chance.
The CIFAS will remain on your credit files until the CRAs receive their monthly updates. You need to wait until it has fed through to the CRAs.0 -
Yeah but stuck applied for tsb if it doesn’t work gonna wait a month or so0
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It’s seemed Santander offered me a basic account and tsb current account which I’ve I’ve managed to open(hopefully they don’t get closed) also my credit score has took a big hit applying for these but I need a mainstream bank asapEd-1 said:
They're not allowed to auto-decline based on CIFAS infokieran_coster said:
Well surely I wouldn’t pass the credit check in the first place if that’s the case? But I do pass the first credit check it’s after a few days when they go through security checks it gets closedEd-1 said:
They don't show to you. But they do to the bank.kieran_coster said:
Cat 6 don’t show up on your credit file, it was never on there in the first place as I pass the credit checks and the accounts get opened then a few days later they get closedEd-1 said:
STOP. Halt.kieran_coster said:
Nationwide declined me again trying tsb nowsuperM said:My other half CIFAS and TSB declined her applucation. I challenged the CIFAS and it was removed. 6 months later she reapplied and it was accepted straight away.
So there is a chance.
The CIFAS will remain on your credit files until the CRAs receive their monthly updates. You need to wait until it has fed through to the CRAs.0 -
Applied for tsb accounts been open for 3 days received my bank card today normally wouldn’t ever get this far, hopefully this is the one nowsuperM said:My other half CIFAS and TSB declined her applucation. I challenged the CIFAS and it was removed. 6 months later she reapplied and it was accepted straight away.
So there is a chance.2
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