How long will the change of address take to reflect on credit report?

[Deleted User]

Transunion have actually updated mine now. Checked today. Haven’t checked the others yet. 

MaryNB

NewLeaf1986 said:

I've had some traction with Experian.

After a multitude of emails geeing them on they updated the ER information.

So now apparently I'm registered to vote twice at my current address, one under my correctly spelled name, and one under a mis-spelled name with a mis-spelled address, and on top of that I'm still registered to vote at my old address apparently!

Equifax have added a Notice of Correction to my file (which I didn't ask them to), but not actually corrected the data despite my having sent them proof from the local authority of my registration to date.

Trans Union are still all quiet on the western front.

I don't take "The Pandemic" as an excuse any longer. I was working for the NHS during Lockdown #1 and we had over 500 admin staff in our trust trained and working safely / effectively from home within two weeks of March 23rd last year. I personally delivered over 125 socially distanced one-to-one training sessions to staff on the new PCs we'd built specially for them to take home and worked throughout the lifecycle of the operation to ensure they continued to be able to operate effectively from the comfort of their home. 

It's easy.

No organisation has an excuse for mistreating our data in this fashion. 

Ring them and tell them to remove it. They did it to me (this is a different issue to my comment above). After 4 months of trying to get my ER data updated last year (council and RM used difference versions of my rental address) they finally acknowledged the letter from the council and updated my file but stuck an NOC on it. This was just as I was applying for a mortgage. Equifax said it wouldn't have any impact. I asked Halifax and Natwest and they both said it would make my application more complicated and that I should get it removed. I rang Equifax who finally agreed to remove it and asked if I wanted my ER data removed as well.... It finally got resolved the morning of my mortgage application with Halifax. I did end up sending in several of my requests as complaints to speed up the process because it was taking so long to sort out. 

NewLeaf1986

MaryNB said:

NewLeaf1986 said:

I've had some traction with Experian.

After a multitude of emails geeing them on they updated the ER information.

So now apparently I'm registered to vote twice at my current address, one under my correctly spelled name, and one under a mis-spelled name with a mis-spelled address, and on top of that I'm still registered to vote at my old address apparently!

Equifax have added a Notice of Correction to my file (which I didn't ask them to), but not actually corrected the data despite my having sent them proof from the local authority of my registration to date.

Trans Union are still all quiet on the western front.

I don't take "The Pandemic" as an excuse any longer. I was working for the NHS during Lockdown #1 and we had over 500 admin staff in our trust trained and working safely / effectively from home within two weeks of March 23rd last year. I personally delivered over 125 socially distanced one-to-one training sessions to staff on the new PCs we'd built specially for them to take home and worked throughout the lifecycle of the operation to ensure they continued to be able to operate effectively from the comfort of their home. 

It's easy.

No organisation has an excuse for mistreating our data in this fashion. 

Ring them and tell them to remove it. They did it to me (this is a different issue to my comment above). After 4 months of trying to get my ER data updated last year (council and RM used difference versions of my rental address) they finally acknowledged the letter from the council and updated my file but stuck an NOC on it. This was just as I was applying for a mortgage. Equifax said it wouldn't have any impact. I asked Halifax and Natwest and they both said it would make my application more complicated and that I should get it removed. I rang Equifax who finally agreed to remove it and asked if I wanted my ER data removed as well.... It finally got resolved the morning of my mortgage application with Halifax. I did end up sending in several of my requests as complaints to speed up the process because it was taking so long to sort out. 

Oh jeez, what a nightmare. 

Completely unsuprising though. My history of resolving errors with Equifax is just as notable as everyone else's, I'm no stranger to there complete and absolute incompetence.

Good news is OH and I are now appearing as registered to vote here via Trans Union. Experian emailed me back to say "Oh don't worry sir we've corrected our mistakes", well we'll see about that when I generate a new report tomorrow.

I'll get on the blower to Equifax. 

NewLeaf1986

MaryNB said:

NewLeaf1986 said:

I've had some traction with Experian.

After a multitude of emails geeing them on they updated the ER information.

So now apparently I'm registered to vote twice at my current address, one under my correctly spelled name, and one under a mis-spelled name with a mis-spelled address, and on top of that I'm still registered to vote at my old address apparently!

Equifax have added a Notice of Correction to my file (which I didn't ask them to), but not actually corrected the data despite my having sent them proof from the local authority of my registration to date.

Trans Union are still all quiet on the western front.

I don't take "The Pandemic" as an excuse any longer. I was working for the NHS during Lockdown #1 and we had over 500 admin staff in our trust trained and working safely / effectively from home within two weeks of March 23rd last year. I personally delivered over 125 socially distanced one-to-one training sessions to staff on the new PCs we'd built specially for them to take home and worked throughout the lifecycle of the operation to ensure they continued to be able to operate effectively from the comfort of their home. 

It's easy.

No organisation has an excuse for mistreating our data in this fashion. 

Ring them and tell them to remove it. 

Uhhhhh my god speaking to Equifax doesn't get any easier.

"Yes well sirrrrr when we hear back from the lender"

What lender? Were you not paying attention love? What lender is involved in the ER data? 

It absolutely beggars belief the incompetent hands our personal data is entrusted to.