Clubcard Points for Tesco Credit Card

gonzo2312

This forum is ace!

Jami74

I don't think you actually need to use the credit card to pay. I've been using a different card to pay but scanning the Tesco credit card first. I thought I'd probably only get the clubcard 1 point per £4 spent at PFS but looking at my transaction history for a £30 spend I have 2 entries. PFS £0.00 30 points and PFS £0.00 7 points.

KxMx

I have similar for my Tesco Bank debit card when using in Tesco.
I see the base points transaction on Clubcard account. 
The extra points then get added to the overall figure but not as another transaction on my Clubcard account.
I don't see then written down anywhere until the Clubcard statement, Tesco Current Account section. And that's just a numerical figure, no list of transactions. 

20aday

KxMx said:

I have similar for my Tesco Bank debit card when using in Tesco.
I see the base points transaction on Clubcard account. 
The extra points then get added to the overall figure but not as another transaction on my Clubcard account.
I don't see then written down anywhere until the Clubcard statement, Tesco Current Account section. And that's just a numerical figure, no list of transactions. 

When you log into your Clubcard account online you should theoretically see TB Debit Card Spend and any extra points earned as a separate entity-it usually takes around five days for them to be posted to your account.
The next batch of statements start to arrive from May 17th so hopefully you can see them then?

WillPS

gonzo2312 said:

Oh my goodness. That's it!
Why on earth is it done like this.
I did realise now after your post WillPS that mines are credited on different dates,but that on the whole they do appear to tally.

Thanks you SOOOOOOOO much. This was starting to stress me out.

Out of interest the premium card I researched earlier as I was digging into the credit card website FAQs and emailing them etc. However they no longer offer the premium card to new people. This is very annoying as for our circumstances the family travel insurance and the in effect double clubcard points on fuel spend etc would be amazing value for us for the £150/yr card fee.

Again, cannot thank you enough.

You should get a job for Tesco clubcard customer services!

Chris.

You're most welcome, it's far from obvious.

Yes, the Premium Credit Card is a very good product. After they closed it to new applicants they withdrew the travel insurance and changed the bonus from 5000 Clubcard Points for £5000 annual Tesco spend to 2500 Points for £2500 Tesco spend. They also dropped the annual fee from £150 to £36. Long may it last in this form! I had intended to cancel after the first year as I had no use for the travel insurance and a Tesco Debit card that gave the same rate in Tesco stores and at filling stations, so I couldn't justify spending £150 for 5000 Clubcard points; £36 for 2500 is a no-brainer tho.

It's a shame they don't offer the card in this form to new cardholders. The best feature is actually the Clubcard point every £4 of non-Tesco spend, which equates to between 0.5 and 0.75% back when used on Clubcard Rewards - pretty damn good for a Mastercard.

WillPS

Jami74 said:

I don't think you actually need to use the credit card to pay. I've been using a different card to pay but scanning the Tesco credit card first. I thought I'd probably only get the clubcard 1 point per £4 spent at PFS but looking at my transaction history for a £30 spend I have 2 entries. PFS £0.00 30 points and PFS £0.00 7 points.

This is true. If you use your Tesco Credit Card (or Debit Card) as a Clubcard, you will get 1 point per £ spent on fuel from Tesco Stores, regardless of which card you pay with. This even works at Pay at Pump - insert the bank card first, then it'll ask 'do you want to pay with this card', at which point you can select 'no' and put another card in.

Annoyingly if you have an online-only (aka no overdraft) Current Account your debit card won't work for Pay at Pump, even if you want to use another card to pay with. I imagine the same is true with their new Clubcard Pay, tho I haven't actually tried.

20aday

WillPS said:

Jami74 said:

I don't think you actually need to use the credit card to pay. I've been using a different card to pay but scanning the Tesco credit card first. I thought I'd probably only get the clubcard 1 point per £4 spent at PFS but looking at my transaction history for a £30 spend I have 2 entries. PFS £0.00 30 points and PFS £0.00 7 points.

This is true. If you use your Tesco Credit Card (or Debit Card) as a Clubcard, you will get 1 point per £ spent on fuel from Tesco Stores, regardless of which card you pay with. This even works at Pay at Pump - insert the bank card first, then it'll ask 'do you want to pay with this card', at which point you can select 'no' and put another card in.

Annoyingly if you have an online-only (aka no overdraft) Current Account your debit card won't work for Pay at Pump, even if you want to use another card to pay with. I imagine the same is true with their new Clubcard Pay, tho I haven't actually tried.

I have a Clubcard Pay card, the next time I need fuel I'll see what happens, unless someone else gets there first.

20aday

Raised a question on Tesco Bank's website and it is an 'online authorisation' card however they say they know how important it is to be able to pay for your fuel so it's limited to one Pay @ Pump transaction per day.

20aday

WillPS said:

Jami74 said:

I don't think you actually need to use the credit card to pay. I've been using a different card to pay but scanning the Tesco credit card first. I thought I'd probably only get the clubcard 1 point per £4 spent at PFS but looking at my transaction history for a £30 spend I have 2 entries. PFS £0.00 30 points and PFS £0.00 7 points.

This is true. If you use your Tesco Credit Card (or Debit Card) as a Clubcard, you will get 1 point per £ spent on fuel from Tesco Stores, regardless of which card you pay with. This even works at Pay at Pump - insert the bank card first, then it'll ask 'do you want to pay with this card', at which point you can select 'no' and put another card in.

Annoyingly if you have an online-only (aka no overdraft) Current Account your debit card won't work for Pay at Pump, even if you want to use another card to pay with. I imagine the same is true with their new Clubcard Pay, tho I haven't actually tried.

They have an unmanned PFS at Ilkeston and tried my Clubcard Pay card solely for points and can confirm I got 1 point per £1 spent.