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Renting without a guarantor?

2

Comments

  • Sotts
    Sotts Posts: 254 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 9 May 2021 at 8:12PM
    What is so special about this flat that the couple and the LL are posting all over the place.
    Im bored reading about this couple who think they can get what they want just because they have families with money to support them 
  • Natrc
    Natrc Posts: 62 Forumite
    10 Posts Name Dropper
    There is a flat my partner and I are interested in. We are both full time mature students. Our respective families support us financially.
    All of our parents are retired and so cannot be used as a guarantor. This is despite them having considerable financial reserves due to selling off a business. 

    The estate agent requires us to have a guarantor or to be able to pass the credit checks. As students obviously we do not earn enough between us. 
    How do you convince a landlord to rent to you without a guarantor and as a student? The only thing I can think of, is to pay 12 months rent upfront. 
    This happened to us when I was a student and my partner had just started a job. Instead of a gaurantour (as I wanted to be financially independent from my dad), we put 6 months rent down upfront, and they agreed that this was fine. Approach and ask if this would be an alternative. 
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Sotts said:
    What is so special about this flat that the couple and the LL are posting all over the place.
    Im bored reading about this couple who think they can get what they want just because they have families with money to support them 
    The LL's posted, too?

    Linky?
  • grumiofoundation
    grumiofoundation Posts: 3,051 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    AdrianC said:
    Sotts said:
    What is so special about this flat that the couple and the LL are posting all over the place.
    Im bored reading about this couple who think they can get what they want just because they have families with money to support them 
    The LL's posted, too?

    Linky?
    Each of the links above both from the same poster ‘blueboy’, started less than 2 hours apart, appear to be written from the point of view of the tenant and of the (I guess prospective?) landlord.

    Curiouser and curiouser 

    That’s the kind of imagination you get at prestigious universities I guess.


  • Sotts
    Sotts Posts: 254 Forumite
    100 Posts Second Anniversary Name Dropper
    AdrianC said:
    Sotts said:
    What is so special about this flat that the couple and the LL are posting all over the place.
    Im bored reading about this couple who think they can get what they want just because they have families with money to support them 
    The LL's posted, too?

    Linky?
    Each of the links above both from the same poster ‘blueboy’, started less than 2 hours apart, appear to be written from the point of view of the tenant and of the (I guess prospective?) landlord.

    Curiouser and curiouser 

    That’s the kind of imagination you get at prestigious universities I guess.


    Money well spent 🙄🙄🙄
  • Owleyes00
    Owleyes00 Posts: 244 Forumite
    100 Posts Second Anniversary Name Dropper
    OP, all this posting and asking is not going to get you what you want. The landlord will choose who they want because it is their prerogative to do so and strangers on the internet will not be able to give you a reason why he “should” pick you. 

    You are students and therefore will need to look at student lets.

    Where are you living right now?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    AdrianC said:
    Sotts said:
    What is so special about this flat that the couple and the LL are posting all over the place.
    Im bored reading about this couple who think they can get what they want just because they have families with money to support them 
    The LL's posted, too?

    Linky?
    Each of the links above both from the same poster ‘blueboy’, started less than 2 hours apart, appear to be written from the point of view of the tenant and of the (I guess prospective?) landlord.

    Curiouser and curiouser 

    That’s the kind of imagination you get at prestigious universities I guess.
    The "from the landlord" thread has this at the bottom of the first post...
    "(This is a reverse thread. I want to try and understand a landlord's POV)"

    I very much doubt the landlord's given this pair more than a second's thought, if he's even aware of their existence.
  • grumiofoundation
    grumiofoundation Posts: 3,051 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    AdrianC said:
    AdrianC said:
    Sotts said:
    What is so special about this flat that the couple and the LL are posting all over the place.
    Im bored reading about this couple who think they can get what they want just because they have families with money to support them 
    The LL's posted, too?

    Linky?
    Each of the links above both from the same poster ‘blueboy’, started less than 2 hours apart, appear to be written from the point of view of the tenant and of the (I guess prospective?) landlord.

    Curiouser and curiouser 

    That’s the kind of imagination you get at prestigious universities I guess.
    The "from the landlord" thread has this at the bottom of the first post...
    "(This is a reverse thread. I want to try and understand a landlord's POV)"

    I very much doubt the landlord's given this pair more than a second's thought, if he's even aware of their existence.
    I assume that was what the poster meant from point of view of landlord? Agree re the (actual) landlord - the only reason they would care is if the OP offers more rent - which according to the 'landlord' they have offered so this has presumably been rejected/accepted by now. 

    Nonetheless I still found it a very bizarre post, in particular the last paragraph (are these based on feedback from the landlord/agent ...?)

    "The estate agent met one of the couple, and said she was delightful."

    "But I have a feeling I want to rent to this couple, because they seem honest and do want the flat. The estate agent had a good feeling about them. My neighbour who met the one prospective tenant of the couple, said she was very nice."

    Still unclear what the OP is hoping to achieve - don't understand why they are so set on this property, if they can afford £1,900 PCM they are spoilt for choice in Cambridge (plus the potential for college owned accommodation where them being a student won't be an issue). 


  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Nonetheless I still found it a very bizarre post, in particular the last paragraph (are these based on feedback from the landlord/agent ...?)

    "The estate agent met one of the couple, and said she was delightful."

    "But I have a feeling I want to rent to this couple, because they seem honest and do want the flat. The estate agent had a good feeling about them. My neighbour who met the one prospective tenant of the couple, said she was very nice."
    The whole thing is very bizarre indeed - but that post is just the wannabe-tenants projecting their entitlement on a fictional landlord's opinion, in the hope that they can get a metaphorical hug from people with zero actual ability to change anything.
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