People who are married / live with long term partner do you still have a seperate saving accounts ?

frank1978

People who are married / live with long term partner do you still have a seperate saving accounts for yourself ?. (So you have atleast something saved as an emergency fund just encase it all goes sour etc )

HampshireH

Yes.


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Pollycat

No.

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Other than investments that can only be in an individual name.

JGB1955

Definitely!  I've maintained a 'running away' fund throughout my 43 years (so far) of marriage - currently it has over £23K instantly accessible in it.  There's also more than enough for me to buy a house, split between various one and two year fixed interest accounts.  Our only 'joint' money is less than £2K in our 'house account' used for bill paying.

Naomim

Ordinarily I would have said no. However I have a personal Monzo account that I only opened for my personal spending so I could keep it separate.  I then added loads of pots which although are future savings for joint things such as insurances, Christmas savings etc. I sort of view it as a fund I could use if I ever needed it.  Currently sitting at about £3k.

bramptonbrew

Our finances are completely separate. We have never had a joint account! We have been together 19 years this year, it's worked fine so far, so no plans to change anything. We split bills and pay them ourselves (eg I pay water, elec and gas, he pays council tax).

JamoLew

Nope - never, don't forsee that we ever will

Have had joint accounts/finances since we got married 30 years ago - no issues yet

esmy

Yes, all accounts are either in one name or the other. I don't consider it a running away fund. Nearly 40 years and never a cross word over money so it works for us. 

MovingForwards

Separate accounts. My OH doesn't care how much money is saved and where it's held. 

maman

We have separate savings accounts. It makes financial sense to take advantage of linked savings accounts to our separate, multiple bank accounts.
On top of that I like the independce of having control my own money. And before anyone starts implying that 'one pot' is the only way to prove the strength of the relationship.... 43 years on I disagree! 🤣

74jax

frank1978 said:

People who are married / live with long term partner do you still have a seperate saving accounts for yourself ?. (So you have atleast something saved as an emergency fund just encase it all goes sour etc )

We have separate savings accounts, current accounts, houses, everything really. Just 1 joint account for bills.

I should add its not incase it goes sour as an emergency fund though, as we are married so would be halfed anyway roughly, but just no need to combine. (for us)