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Seasidegal's Scrimpy Retirement Diary!
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The photograph is absolutely beautiful. It needs framing and putting on a wall - so calming and peaceful 👍January spends - £587.582
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I can live in hope.......😂Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Lovely photo.
The neighbour comes up quite often. They sound nice...
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
POsitive vibes
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks @milann, @doingitanyway and @beanielou. 😃
It's my last full day in Scotland today as I'm flying back home tomorrow. DD's OH arrived back from holiday yesterday afternoon - DD has had to travel straight back to the North of England house as she had to go into work. Bear2 was over the moon to see OH - it was lovely to watch her. I had taken her out earlier that day with the neighbour and collie for a stroll but OH took her out again in in the evening for a good run in the forest, which she probably really appreciated as, apart from frisbee in the Croft with me, she hasn't had a proper run off the lead.It's a good blustery day today with no sign of rain so I've done two lots of washing for OH which will dry quite nicely on the line.This afternoon I will say goodbye to the neighbours as OH will be running me to the airport tomorrow morning and then driving on to pick up Bear1 as Bear2 is safely out of season now.MSE SCRIMPY THINGS
Well the premium bond win showed up on my current account - £100 - not life changing but very welcome anyway!I had booked my New Year's air tickets to Scotland with easyJet and I've just booked some more as I'm also coming up again for a week to Bear-sit at the end of November as OH is going back to the English house to play a Christmas gig with his old rock band.DSis has now booked the Hamilton tickets in London for November so I've just paid her for the ticket.All in all a spendy not so scrimpy day!😳Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Safe travels I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you @beanielou.Such a sad day - the end of an era. RIP our great Queen. 😞Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
Yes sad day……a special lady.
Have a safe journey home 👍January spends - £587.581 -
Hope the travel home went smoothly.you too no doubt will always remember where you were when you heard the sad news about the Queen too.Good news on the PB win too - having done well with ours in the first few months, ironically since we’ve put more money in we’ve not seen a penny back!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Hiya 👋 hope live is good in Seasideville 👍January spends - £587.581
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