Discharged from DRO future prospects of joining property ladder?

Lewisp8

During my late teens up until the age of 21 I was irresponsible and racked up about 18K in debt. I was living above my means and had no disposable income, I completed a DRO which I was discharged from last year. I’m now 23 and have turned things around, I have a good job with a decent income and have saved up about 15K in a year, I’m living at home still however  me and my girlfriend where discussing buying a house in the future. I’m concerned that my previous history will ruin my my chances of getting a mortgage in the future. My personal finances are strong and have a healthy disposable income, I’ve been using a credit card paying in full to build positive history and have not missed any payments in 2 years.

I’d like to look at getting my own place in my early 30’s but am unsure of what obstacles are ahead.  

sourcrates

Shouldn’t be an obstacles once your credit file clears itself in about four years.

Bad Credit history gets wiped every 6 years.