New Habits Needed...

WinterWarrior

What about a grilled cheese sandwich? The American fried in butter kind? I like them as is and also with thinly sliced onion, very thinly sliced apple, caramelised onion chutney or very thinly sliced silverskin pickled onions 😛 all those add a touch of crunchy texture (not all at once ha ha) 

BalanceBy50

WinterWarrior said:

What about a grilled cheese sandwich? The American fried in butter kind? I like them as is and also with thinly sliced onion, very thinly sliced apple, caramelised onion chutney or very thinly sliced silverskin pickled onions 😛 all those add a touch of crunchy texture (not all at once ha ha) 

Ooh I have never had one of those @WinterWarrior I love a cheese, thinly sliced onion and salad cream sandwich however I had a cinnamon and raisin bagel!  So very pleased with myself.  Today won't be a NSD as we are down to our last toilet roll!!  This never happens to me - I may forget to buy a vital ingredient for a recipe but never toilet roll!  I have escaped to the office for a few hours as I have a few hours of childcare and I am so unproductive at home.  Only me in so radio 2 is turned up and I will attempt to get into double figures on Pop Master! xx

BalanceBy50

So still being very unproductive and I have a big piece of work I need to concentrate on - going to allocate an hour to that then an hour to a piece I would rather be working on!

However I have faced my finances and its the end of my financial period (I get paid on the 20th and all DD's have been paid) and I have checked them against last time I posted and they are down slightly however I am making a promise to myself to stop using my 2 cards.  I have also added on what I owe myself to saving pots.  I need to learn to live within my budget!

17/5/21

Credit Card balance - £2759.32
Store Card - £1683.74
HP - £25 
Family Loan 1 - £200 
Family Loan 2 - £450 
Family Loan 3 -  £715 
Total - £5833.06

17/8/21

Credit Card balance - £2877.31
Store Card - £1545.22
HP - £0
Family Loan 1 - £0
Family Loan 2 - £450 
Family Loan 3 -  £565
Saving Pots - £1126

Total £6563.53

In other MSE news I have £8.06 in PA and inspired by a return of another forumite with a newish diary I have gathered a few things together to sell and will get on with listing those this week too 😊

xx

teafor2

Hi BB50 That's very mean of the theatre given your circumstances. I honestly thought people would be more understanding of situations after the last 18 months but I'm finding in quite a lot of cases it's the opposite

Budgets are great on paper, then real life kicks in with those unexpected costs that play havoc with the neatly listed numbers  I always think as long as you're aware of what you should be aiming for that's half the battle because you can at least try to keep on top of things, and even if the columns don't always add up at the end of the month hopefully they're not that far out. Much better than not having a clue as to what's available and then being really taken by surprise. 

I love a gilled cheese sandwich as well. Mind you the cinnamon and raisin bagel sounds delicious and would probably win  Hope you day was as productive as you wanted it to be. 

BalanceBy50

Thanks Tea.  I do feel miles better knowing the figures and it’s that what motivates me to do the surveys etc.

Had quite a spend day yesterday with the boys - took them to the Golden Arches for lunch along with a school friend & then met a group of other school friends at a nearby park which included drinks & ice cream. I took a bottle of water each for all 3 boys but they drunk all of that plus mine! I think it’s one of best sights in the world - children playing together. Lots of football & hide seek whilst I caught up with some mum friends! 

Today will also be spendy and I think @jwil will feel feel my pain - school shoe shopping for both & new trainers for my big boy plus school trousers for both. I am going to an outlet mall but still won’t be cheap. Weather forecast is rubbish so hoping it will be a relatively short trip. We are going on our holidays next Saturday so will keep reminding the family of this & makes sure DH reminds me when I suggest lunch out😂

Both boys took up a new sport/hobby a few weeks ago and I needed to pay the licence fee (£18 each) plus passport photos which were £6 each.  I wanted the old style booths to come back where each photo is taken individually- could have swapped them round after two 😂😂.  I also need to pay their football registrations this week (£100 each) my oldest boy wanted to swap clubs but DH just said no - that’s £200 a season - no discussion on why he wanted to swap clubs 😂😂. He does love his current club & was recently voted player of the season & sleeps with the trophy next to his bed 💕

Hope anyone reading has a lovely weekend xx

jwil

I definitely feel your pain!  Hope it's not too crazy expensive!

teafor2

Morning BB50 It's an expensive time for parents isn't it with this school uniform malarkey. We have a photo booth in our shopping centre but the way mine used to faff around when they were younger there's no way I'd have been able to use one set of photos for both of them. When I read how much clubs are I'm glad mine were never overly interested in doing anything like that. On the other side of the coin I think it's great when children are passionate about a sport. Have a good day. x