We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2 Mobile phones on one credit agreement and the two people separate

SR24
SR24 Posts: 35 Forumite
10 Posts First Anniversary Name Dropper
Have Tesco mobile phone on one credit agreement with ex-partner, it’s in his name, how do I move my phone to my own contract and can I do this midway through, what are my options please

Comments

  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I would assume on the whole, it is whoever pays for it continues to do so and keeps both phones.

    The other person getting a new phone.


  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    How amicable is the split?

    Are you going to be discussing the options/costs  or not?


    You could try asking for a PAC for your number and that should tell you the cost to leave.
    the ex should get the charge and it may mess up their phone I don't know.

     You could try asking the provider if you can do it.

  • chistery
    chistery Posts: 206 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Some networks allow change of ownership. The account holder needs to initiate it and you would have to pass a credit check to have it transferred into your name. Talk to TM for your options.
  • pmduk
    pmduk Posts: 10,694 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    To explain further: There is no 'right' to transfer the contract into your name. It is entirely the network's policy as to whether they will allow it
  • SR24
    SR24 Posts: 35 Forumite
    10 Posts First Anniversary Name Dropper
    Thanks everyone, I rang TM they said my ex-partner could contact them and they could give him a price of early repayment charge, and he could then request my phone number go to a PAYG account, I could then move it to a monthly contract.
    The current contract runs to mid sept. So I could always wait until then and the same process applies.
    I pay my share currently and I think the early repayment charge is effectively the remaining cost of the handset.
    I also asked would I be entitled to an upgrade, TM said you could pick any phone and tariff available and switch to that once I move from PAYG to Pay monthly.
    I have not had a contract phone until this current situation so I don’t understand how the upgrades work.So I guess my options once it has been paid off ex-partners contract and on PAYG is to either go for a new upgrade phone/contract or SIM card only monthly and review phone hardware at another time.
    if there is anything I have not understood, please let me know
    Appreciate your advice.
  • matelodave
    matelodave Posts: 9,199 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    If there's nothing wrong with the phone then it would be a lot cheaper to choose a sim only deal rather than paying for a shiny new phone for two years.

    Do the sums and work out just how much the new phone is going to cost you and I guess you'll be horrified at just how much you end up paying over and above the sim only cost just to have the latest or poshest phone.
    Never under estimate the power of stupid people in large numbers
  • SR24
    SR24 Posts: 35 Forumite
    10 Posts First Anniversary Name Dropper
    If there's nothing wrong with the phone then it would be a lot cheaper to choose a sim only deal rather than paying for a shiny new phone for two years.

    Do the sums and work out just how much the new phone is going to cost you and I guess you'll be horrified at just how much you end up paying over and above the sim only cost just to have the latest or poshest phone.
    Yes makes sense, appreciate your advice. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.