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Bankruptcy application submitted - Thanks guys
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Mart7379
Posts: 207 Forumite

Well guys,
Mainly a big thank you to each and every one of you who have been patient with me and answered my questions over the last couple of weeks.
Mainly a big thank you to each and every one of you who have been patient with me and answered my questions over the last couple of weeks.
I have late this afternoon hit the submit button on my application, the application was completed about a week ago, I was just scared to actually submit.
Now time to await a response from the Adjudicator, after submission it said ‘within 28 days’ but believe it to be much quicker?
Now time to await a response from the Adjudicator, after submission it said ‘within 28 days’ but believe it to be much quicker?
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Should hear within a few days1
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Hopefully, the sooner the better don’t think I could cope waiting for the full 28 days0
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Someone posted today..heard following day1
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If the responses from the insolvency service via email is anything to go by. I’m sure I will get a response tomorrow at some point.0
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Good luck and I hope it all goes ok. Just remember, it’s only money after-all, you won’t be the first and certainly won’t be the last....!If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
MrFrugalFever said:Good luck and I hope it all goes ok. Just remember, it’s only money after-all, you won’t be the first and certainly won’t be the last....!Still a bit worried about the whole process but it needed to be done and I am sure I will breathe a huge sigh of relief when it’s all over0
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Wow, that was quick, submitted my application around 15.30 yesterday 21st April, received approval at 09.30 this morning 22nd April 👍👍
I am now officially bankrupt and effectively debt free3 -
Mart7379 said:Wow, that was quick, submitted my application around 15.30 yesterday 21st April, received approval at 09.30 this morning 22nd April 👍👍
I am now officially bankrupt and effectively debt freeStill haven’t had any contact/interview with the official receiver yet, not sure if that’s a good think or not!Good luck0 -
I really wasn’t expecting a response pretty much 1st this morning considering I only submitted late afternoon.Not looking forward to the telephone interview with the OR to be honest, but it has to be done and I’m sure once it’s done I’ll wonder why I was so worried.0
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Locsoc said:Mart7379 said:Wow, that was quick, submitted my application around 15.30 yesterday 21st April, received approval at 09.30 this morning 22nd April 👍👍
I am now officially bankrupt and effectively debt freeStill haven’t had any contact/interview with the official receiver yet, not sure if that’s a good think or not!Good luck
Anyway, with you saying you hadn’t heard anything for 2 weeks, I did notice in the documents I had received. They only need to ring if they require further information in regards to your application, even then they might only contact via email. If your application is straight forward they probably didn’t need to discuss anything. Either that or they have a backlog of Bankruptcies to get through0
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