Vehicle tax - £2.50 to use a credit card

pjgraves

Just renewed by vehicle tax (note no longer road tax as most of us still call it), but there is an extra £2.50 if I want to pay with a credit card.

I though these extra charges had been stopped and the cost for using a credit or debit card was the same. I am sure there is a simple response, but how can the government make an extra charge yet tell everyone else they cannot?

noh

Did you use a personal credit card or one issued to a business?
This will give you some insight.
https://www.whatdotheyknow.com/request/charging_for_credit_card_use#:~:text=Since 13th January 2018 the,use of any debit cards.

[Deleted User]

There's no extra charge for your credit card. Only for corporate cards.

The DVLA stopped charging along with everyone else.

pjgraves

ok thanks. The wording on the web site certainly made me feel I would be charged an extra £2.50 for not using a debit card. I'll read more carefully when I renew the wife's vehicle tax later this year

[Deleted User]

Still plenty of firms out there pushing their luck. Local sandwich van that turns up at work wants to charge extra 20p if you use a card under £3.

blue.peter

I paid mine with a personal credit card last June, and didn't get charged any extra.

dcfc67

some small firms try to charge you a fee for low purchase amounts which is against the law.
on the flip side they work on small margins so taking a card payment for say £1.80 will take a big chunk out of profit margins.

i know of some small businesses which take card payments when you spend £5 otherwise its cash only

eskbanker

dcfc67 said:

some small firms try to charge you a fee for low purchase amounts which is against the law.
on the flip side they work on small margins so taking a card payment for say £1.80 will take a big chunk out of profit margins.

AIUI most merchant agreements entail straight percentage-based charges for credit card payments, so the chunk of margin lost should be exactly the same for small payments as large ones in percentage terms (and obviously smaller in absolute terms).

wiseonesomeofthetime

Just Eat impose their fee as a Service Charge of 50p, on top of delivery charges of course.

[Deleted User]

Deleted_User said:

Still plenty of firms out there pushing their luck. Local sandwich van that turns up at work wants to charge extra 20p if you use a card under £3.

Your local dodgy food van is hardly the equivalent to the DVLA. 

lr1277

wiseonesomeofthetime said:

Just Eat impose their fee as a Service Charge of 50p, on top of delivery charges of course.

I suspect it is the restaurant implementing the delivery charge. As some outlets have no delivery charge, and another take away place I use, varies its delivery charge based on the weather.

I think the 50p is Just Eat's fee for providing the infrastructure.