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Ninety months to pay off mortgage - or as near as dammit!
Comments
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do you swear there will be no more shopping ? 🤣🤣🤣2
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elantan said:do you swear there will be no more shopping ? 🤣🤣🤣Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Back at work today, healthy lunch packed and I will walk there, I have put on a few pounds and waist bands are getting tight😱 aiming to lose half a stone and improve my health, should save money not buying extras too.
One more day to pay day and no idea what my pay will be🙄Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
I'm having the same waist band issues 🤣🤣🤣
can you get a wage slip and see ?2 -
elantan said:I'm having the same waist band issues 🤣🤣🤣
can you get a wage slip and see ?
That is the issue El, didn’t get pay slip
until today, I now know what I am getting so all good.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Glad you can see your payslip. I find it frustrating when they don't release it until the last minute.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
savingholmes said:Glad you can see your payslip. I find it frustrating when they don't release it until the last minute.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Road tax paid! CC will be paid off in full for the statement balance although i have used it so will have a smaller balance next month if that makes sense. I don't like using debit card online in case it gets cloned or something.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Not long in, this weekend has mainly been spent at work although I did manage a run this morning as it was a short evening shift.Trying hard not to spend although temptation is everywhere!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Goodness! Another week has passed already!So most of the week was spent working, caught up with some old friends on Friday for lunch which was incredibly cheap and have had a quiet weekend mainly catching up with courses I needed to do for work.
Today I have successfully sorted out the info I needed to use the council recycling place again🙄
A quiet week is planned trying to get myself organised and decluttering.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3
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