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Ninety months to pay off mortgage - or as near as dammit!
Comments
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do you swear there will be no more shopping ? 🤣🤣🤣2
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I shall try my best…😂😂😂elantan said:do you swear there will be no more shopping ? 🤣🤣🤣Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £202 -
Back at work today, healthy lunch packed and I will walk there, I have put on a few pounds and waist bands are getting tight😱 aiming to lose half a stone and improve my health, should save money not buying extras too.
One more day to pay day and no idea what my pay will be🙄Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £201 -
I'm having the same waist band issues 🤣🤣🤣
can you get a wage slip and see ?2 -
I have been good for almost two whole days now😱elantan said:I'm having the same waist band issues 🤣🤣🤣
can you get a wage slip and see ?
That is the issue El, didn’t get pay slip
until today, I now know what I am getting so all good.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £201 -
Glad you can see your payslip. I find it frustrating when they don't release it until the last minute.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £41.6K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 47.6K of £127.5K target 37.33% 16/5/26 (If took bigger lump sum = 69.5K or 54.5%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/261 -
I know! There are plans to be made 😂savingholmes said:Glad you can see your payslip. I find it frustrating when they don't release it until the last minute.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £201 -
Road tax paid! CC will be paid off in full for the statement balance although i have used it so will have a smaller balance next month if that makes sense. I don't like using debit card online in case it gets cloned or something.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £201 -
Not long in, this weekend has mainly been spent at work although I did manage a run this morning as it was a short evening shift.Trying hard not to spend although temptation is everywhere!Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £202 -
Goodness! Another week has passed already!So most of the week was spent working, caught up with some old friends on Friday for lunch which was incredibly cheap and have had a quiet weekend mainly catching up with courses I needed to do for work.
Today I have successfully sorted out the info I needed to use the council recycling place again🙄
A quiet week is planned trying to get myself organised and decluttering.Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £203
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