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Ninety months to pay off mortgage - or as near as dammit!
Comments
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Yes, savings accounts all topped up with appropriate amounts.elantan said:
very well done ... and a clothes fund ?skint_spice said:Pay day and £200 to car loan before pausing for breath!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Further confession of two dresses at the supermarket this evening 😂 £21 for the two and they will be great for work in the winter.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
How do people find good clothes in a supermarket, one RL friend does it, you do it and Sun addict does it. I on the other hand find stuff a blind 90 year old wouldn't be seen dead in....Nevertheless she persisted.2
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They aren’t particularly exciting Buffy just jumper dresses 😂but will do fine with a denim jacket and some scarves or jewellery.Buffythedebtslayer said:How do people find good clothes in a supermarket, one RL friend does it, you do it and Sun addict does it. I on the other hand find stuff a blind 90 year old wouldn't be seen dead in....Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
ah also can't accessorise for !!!!!!. It all gets on my nerves - scarves I leave everywhere!skint_spice said:
They aren’t particularly exciting Buffy just jumper dresses 😂but will do fine with a denim jacket and some scarves or jewellery.Buffythedebtslayer said:How do people find good clothes in a supermarket, one RL friend does it, you do it and Sun addict does it. I on the other hand find stuff a blind 90 year old wouldn't be seen dead in....Nevertheless she persisted.3 -
Car loan payment out today so signature updated - looking better already!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
That is looking good ... after an exhausting weekend 🤣🤣🤣🤣 I'm.back on it2
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😂😂😂elantan said:That is looking good ... after an exhausting weekend 🤣🤣🤣🤣 I'm.back on it
Not much happening over here, more overtime tomorrow, no spending 😇
Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
You are doing well at knocking down the car loan.
Have fun along the way.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
I had a couple of hours spare today as person wasn’t available (but I still get paid) so I took myself out for a long walk - 4.5 miles along the beach, fab day for it!savingholmes said:You are doing well at knocking down the car loan.
Have fun along the way.Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 13/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1
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