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Excel & Elms CC Claim - Abuse of process

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  • Jackobi
    Jackobi Posts: 52 Forumite
    10 Posts First Anniversary
    Thank you and will be calm now, really appreciate your patience. Just stressful when your constantly googling words 🥺. Will go over Newbies thread.

    So am I right to do the following?

    Fill in Certificate of Suitability and the Certificate of Service and get that sent to the court.

    Now do i still have to amend the AOS? Signed in as mum but clicked ‘A Litigation Friend’ and signed my own name.
  • MothballsWallet
    MothballsWallet Posts: 15,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jackobi said:
    Thank you and will be calm now, really appreciate your patience. Just stressful when your constantly googling words 🥺. Will go over Newbies thread.

    So am I right to do the following?

    Fill in Certificate of Suitability and the Certificate of Service and get that sent to the court.

    Now do i still have to amend the AOS? Signed in as mum but clicked ‘A Litigation Friend’ and signed my own name.

    Yes, you still need to get the AOS amended - remember, your mum is the Defendant (D), not you - you are just a lay rep or McKenzie Friend assisting her, so everything must be signed & submitted by her (you may assist her with it but she also needs to understand as best as she can what is being said and why because she will be questionned at the hearing).
  • Coupon-mad
    Coupon-mad Posts: 151,354 Forumite
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    edited 11 April 2021 at 5:15PM
    So am I right to do the following?
    Fill in Certificate of Suitability and the Certificate of Service and get that sent to the court.
    No, you are NOT acting as her litigation friend; she doesn't need one.  Please, could you just email the court IN HER NAME, saying that she acknowledges the claim and realises that her son did it for her but the claim is certainly acknowledged and will be defended by her (not you).

    This isn't hard, people do this for their elderly parents all the time, in the parents' name.  You can do the donkey work of course, you can type every email, you can type up the defence - but SHE signs it.  Her name not yours, goes on it all.

    If they don't discontinue before the hearing (which is common!) then she and you must attend together and you can then speak as her 'lay representative' - without asking for any permission - but ONLY if she is also on the phone for the hearing, which won't be in person at any court.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
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  • Redx
    Redx Posts: 38,084 Forumite
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    edited 11 April 2021 at 8:47PM
    Jackobi said:


    So am I right to do the following?

    1) Fill in Certificate of Suitability and the Certificate of Service and get that sent to the court.

    2) ow do i still have to amend the AOS? Signed in as mum but clicked ‘A Litigation Friend’ and signed my own name.

    1) no , definitely not

    2) yes , but by emailing the CCBCAQ like I already told you to do , not on MCOL

    You are emailing a new AOS signed by mum , to replace the errors caused previously by your actions

    There is not one item done in your name unless you have a Legal document to manage her affairs , a power of attorney if you will

    Being a good Samaritan is a tightrope , especially in litigation

    Given her health issues and age you should get her name off that V5C asap , she doesn't need the hassle
  • Jackobi
    Jackobi Posts: 52 Forumite
    10 Posts First Anniversary
    Thank you so much guys for the advice! Clearly lost without this forum. 
    I will amend the AOS and get on with the defence and come back.

    Redx - Your totally right about the V5C I hadn’t thought about it but your right. 

    Oh and I’m a girl by the way 😉
  • Umkomaas
    Umkomaas Posts: 43,305 Forumite
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    edited 11 April 2021 at 9:29PM
    Oh and I’m a girl by the way 😉
    So hard to tell in a text-based forum!
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

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  • Snakes_Belly
    Snakes_Belly Posts: 3,704 Forumite
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    edited 12 April 2021 at 10:03AM
    I know that this is not helpful but I think that it is such a shame that you did not come to this forum earlier. 

    It sounds as if the car park may have had issues with demarcation. I have seen this before with this PPC.  

    I do understand that sometimes it is easier to get the monkey off your back however this is how these companies operate. They prey on the vulnerable and Excel is a particularly nasty example. 

    With the help on this forum you should be able to deal with this. 

    How did you pay by the way? Was it by credit card?

    Nolite te bast--des carborundorum.
  • Jackobi
    Jackobi Posts: 52 Forumite
    10 Posts First Anniversary
    Thank you, I did the usual ignored the letters and then panicked when the LBC arrived. Yes I wish I had done my research earlier, I know better now.

    I did a bank transfer to Elms Legal with the claim reference as instructed on the LBC. I didn’t get any confirmation but then again I didn’t pay the £160 only £100.
  • Snakes_Belly
    Snakes_Belly Posts: 3,704 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Jackobi said:
    Thank you, I did the usual ignored the letters and then panicked when the LBC arrived. Yes I wish I had done my research earlier, I know better now.

    I did a bank transfer to Elms Legal with the claim reference as instructed on the LBC. I didn’t get any confirmation but then again I didn’t pay the £160 only £100.
    If you had paid by credit card I would have been tempted to do a charge back. Probably not the best advice but in the light of the fact that they have not deducted the £100.00 from the claim I think that it would have been justified although it would have mudded the waters.

    Nolite te bast--des carborundorum.
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