How to Trade

PoGee

Hi again. I am mortgage free and hope to retire within 9 years. As long as my kids do not sponge off me, my very modest pension should be enough to keep me going. I've always been careful with my pennies. I have around 10k to invest; it's just sitting in the bank doing nothing. I understand that it's safer to purchase shares in funds and that those funds have shares in a multitude of companies. However, when I look at their documents, it only shows top 10 holdings and I just found out that those can change from year to year. My question is - if I have an eye on a few different company stocks, how do I find out which funds have those particular shares/ stocks,if they only show their top 10 holdings?
I know I sound like a novice but hope someone can shed a bit of light.

Alexland

Fund managers often provide full disclosure of all holdings for download on their websites if you dig deep enough but ultimately the fund's portfolio is going to be dynamic so you are highly unlikely to find a fund that holds the exact shares you want and doesn't change them. Try to be less specific and think about the style, sectors and geographies you want to invest in. Or if you really have decided that you want to hold particular shares then to get the level of control you want you might have to just buy them directly and accept the consequences.

benbay001

Most fund managers, even active ones, end up owning so many stocks that they basically track the index but with greater costs.

What i am saying is that even if you find a fund with the company you want to hold, if its not in the top 10 holdings then its performance isnt going to impact on overall return.

If there is really a company that you have such high conviction in then you should just buy it.

Can you tell us the company?

maxsteam

PoGee said:

I have an eye on a few different company stocks, how do I find out which funds have those particular shares/ stocks

The company's annual report will list the largest shareholders and this list usually includes some funds. This might find the information that you are asking for by an indirect method. However, if you are following individual stocks, then you should be considering buying those stocks rather than buying into funds that hold them.

The fees are not huge but funds charge fees for managing your money. You will avoid those fees and you will be able to buy and sell the stocks that you follow when you feel that the time is right rather than relying on the fund managers to decide when to buy or sell.

MX5huggy

The fund I just put a bit of money in (less than a good meal in a posh restaurant) holds 3865 stocks and I got the full list before investing. It’s a £68m fund the smallest holding is £18.16 in Sacyr SA the first company I know the name of and what they do is 150 from the bottom Doosan Bobcat they have £906 of that making 0.0002% of the fund. The top 10 are all the familiar household names starting with 3.8% in Apple at £3.7m. 

https://www.vanguardinvestor.co.uk/investments/vanguard-esg-developed-world-all-cap-equity-index-fund-uk-gbp-acc/overview?intcmpgn=equityglobal_esgdevelopedworldallcapequityindexfunduk_fund_link

if you want to increase your exposure to particular companies just buy shares in those. 

Thrugelmir

benbay001 said:

Most fund managers, even active ones, end up owning so many stocks that they basically track the index but with greater costs.

Active fund managers more often or not run concentrated portfolios. For the very reason that tracking individual companies requires considerable resources. Your perception is somewhat misguided and ill informed. Of my current active investments one has 29 and the other 41 holdings. None of the holdings you'd access through a passive index tracking fund. The stocks being to illiquid.