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Investments:can they really keep going up?

C_Mababejive
C_Mababejive Posts: 11,668 Forumite
Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
in Savings & investments
A slightly naive question but leaving aside short term variations, can investments really keep going up and up?
Just for illustration..one of my investments..

HSBC global strategy balanced ACC

I first bought into this in feb 2019 at 182p
I made several further lump sum investments over following years ,at slightly increased prices each time.
The price today is 217
Now of course i realise that investing is a long term game so if im going to push lump sums into such funds, maybe its a good idea to apply a little bit of targetting, ie buy on slight dips. This might be tricky given the way that funds are valued daily though of course dips tend to come in a series rather than one off daily dips.
I guess my investment window is at least 15 years if i live that long.
I suppose what supports the natural upward trend is generally driven by expension, inflation and growth of the global economy so as long as all those things continue then price rise is all but inevitable?




Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
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Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 March 2021 at 9:32PM
    Majority of share prices over the longer term don't beat the return on cash. Company fortunes rise and fall as the years pass.  The bulk of returns are made by a few companies. 
  • dunstonh
    dunstonh Posts: 121,121 Forumite
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    Ignoring dividends, the FTSE100 is lower than it was 20 odd years ago.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • sevenhills
    sevenhills Posts: 5,938 Forumite
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    edited 30 March 2021 at 6:09AM
    dunstonh said:
    Ignoring dividends, the FTSE100 is lower than it was 20 odd years ago.
    The FTSE 20 years ago was 6,400 at its highest, today its 6,700
    If you look at the FTSE 40 years ago to today values, you can see the gradual increase, taking out the highs and lows.
    1985 = 1300
    1990 = 2250
    2000 = 6,400
    2010 = 5,870
    2022 = 6,700

  • Alexland
    Alexland Posts: 10,561 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    masonic said:
    Where did you get the 2022 figure from?
    Shh... we're not supposed to talk about that.

  • Bobziz
    Bobziz Posts: 724 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Alexland said:
    masonic said:
    Where did you get the 2022 figure from?
    Shh... we're not supposed to talk about that.

    Can we talk about which horse won the 3:30 at Newmarket later today ?
  • Alexland
    Alexland Posts: 10,561 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    Bobziz said:
    Can we talk about which horse won the 3:30 at Newmarket later today ?
    Not until later - gotta keep the impression going that the future isn't known yet as despite the uncertainty it causes people seem to find grounds for optimism so overall its probably beneficial.
  • Ibrahim5
    Ibrahim5 Posts: 1,334 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I am sure I read somewhere that the value of investments can go up and down.
  • C_Mababejive
    C_Mababejive Posts: 11,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yes of course we know investments go up and down but im talking about the wider trend over time of for example a balanced portfolio or a ready made mixed fund. Not the erratic volatility of single shares.


    Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
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