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Can you move items in before completion?

We are due to move in a week, but we were wondering if you are allowed to move items into the property before completion?

Thank you. 
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Comments

  • Natbag
    Natbag Posts: 1,563 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not as standard. You may be able to come to a private arrangement with the vendor, however, you'd need to inform your solicitor (or so mine says anyway). Also bear in mind that the vendors will have access still so there has to be a degree of trust, and those belongings won't be covered on your insurance (most insurers will cover buildings only until the completion date).
    Property buying/selling timeline - currently into week 21
    04/12/20: Both properties listed for sale
    11/01/21: Offers accepted on both sales & on our joint purchase
    25/01/21: Identity checks completed, solicitors instructed
    27/01/21: Purchase survey & valuation complete, mortgage offer received 
    05/02/21: Reduction agreed on partner's sale (under-valuation) & on purchase. Mortgage offer amended
    08/02/21: Buyers pack returned to solicitor - sellers packs already returned
    26/02/21: Partner's sale contract signed
    10/03/21: Purchase searches all back
    16/03/21: My sale contract signed
    28/03/21: Purchase enquiries satisfied, Title Report & contracts issued, contracts signed & returned
    11/05/21: Still waiting on final enquiry in the adjoining chain to be resolved. Consent to break the chain granted, instruction to move to exchange given.
    17/05/21: All parties agreed to June 3rd for completion
    27/05/21: Exchanged on my sale only
    28/05/21: ALL EXCHANGED!
    03/06/21: Completion
  • You are allowed if the owners let you.
    why they would want to do that though god only knows. 😂

    Nail on head.

    OP - all you can do is ask but be prepared for them to say no.

  • Soot2006
    Soot2006 Posts: 2,184 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    If the home you're moving to is empty, it might be possible with all the caveats already mentioned. You can only ask.

  • wilfred30
    wilfred30 Posts: 878 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Have you already exchanged?

    If you have, you might be lucky but if you haven't (simultaneous exchange/completion), then it's almost certainly a no.
  • phoebe1989seb
    phoebe1989seb Posts: 4,452 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 March 2021 at 2:13PM
    When we were buying a previous house in 2011 the vendors asked us if we'd like to move some of our stuff in between exchange and completion.

    We were moving long distance, the property was empty and we were arranging insurance from exchange anyway (we just added contents insurance) we agreed. They gave us a set of keys and it all went fine.

    Tbh, we didn't even think about informing our solicitor and as we were cash buyers there was no lender involved.

    It's not for everyone but I think perhaps out in the sticks where this was people are more trusting, maybe?
    Mortgage-free for fourteen years!

    Over £40,000 mis-sold PPI reclaimed
  • elsien
    elsien Posts: 35,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did. Just bits of furniture such as a wardrobe that they were happy to store in the dining room till they moved out. 
    Second hand so nothing I was worried about them half-inching. 
    Never occurred to me to inform the solicitor or anyone else. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • You are allowed if the owners let you.
    why they would want to do that though god only knows. 😂

    Exactly but its a massive risk for the sellers as sale may not go through and some may be tempted to move a lot of stuff in. Also insurance implications.
    So ask if you wish.
  • bex2012
    bex2012 Posts: 245 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Our vendor asked if there was anything we wanted to put in the garage as he had emptied it out. We’ve moved a shelving unit into there, as this thing is massive, and we were dreading moving it on completion day. it does the vendor a favour too as he is now storing items on it, ready to load into the moving van
  • theartfullodger
    theartfullodger Posts: 15,569 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Only if vendor doesn't fully understand legal implications
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