Scam texts Re Lloyds Bank

[Deleted User]

I don't believe LLOYDS had been hacked, but maybe some other service you and your wife have given your numbers to has been? How will you ever know?

eskbanker

mickW_2 said:

But my point here is it can't be just 'LUCK' that my wife and I get the same scam Lloyds Bank one within 20 mins of each other and we both have Lloyds accounts.

Yes, it can be (and is overwhelmingly likely to be) luck.

mickW_2 said:

How do we know they havn't got a list of Lloyds customers and their mobile numbers?

Because this would be massive high-profile front-page news on here and elsewhere.  If fraudsters really managed to break into bank systems, do you think they'd (a) send out poorly-constructed texts hoping to find gullible punters or (b) just help themselves to the money?

dunstonh

So clearly the fraudsters didn't just get lucky they KNEW we were Lloyds account holders and must have obtained our mobile numbers from hacking into the bank's database or maybe a corrupt employee?  

The scammers send out these messages using the biggest players.    All of us have had these scam messages and some people will bank with Lloyds or Santander (another frequently used) because the majority of the public use those two.     They play a stats game.  x% will bank with the bank named.   1% will be foolish enough to think it is real and be scammed.

But my point here is it can't be just 'LUCK' that my wife and I get the same scam Lloyds Bank one within 20 mins of each other and we both have Lloyds accounts.

And hundreds of thousands of people, possibly a million would have got that message as well.   

here are 20 odd well known banks and we have had no others for a while.

No there isn't, in scam terms.   Lloyds (group) has nearly 25% share.  Barclays, RBS (group), HSBC, Santander  & Nationwdie are the only other double digits in market share.   Those 6 together account for 85% of the market.   Scammers target market share as they know the larger ones will be right more often than wrong.

Wife never gets scam texts normally as we dont use her number for anything other than our banks. 

Number generators dont need to know who the phone belongs to and reverse look up tools can tell them which mobile operator you are with and therefore whether the number is in use or not.

So still not convinced that these two scam texts were just LUCKY guesses by the scammers. How do we know they havn't got a list of Lloyds customers and their mobile numbers?

07869318963 who called me? | who-called.co.uk (who-called.co.uk)

read the user reports at the bottom.  Especially the one yesterday saying they have a text from lloyds regarding a payment set up to K Jones.

A load of similar messages went out last year from scammers pretending to be HSBC saying the payee was Mr C Jones.   

[Deleted User]

dunstonh said:

Number generators dont need to know who the phone belongs to and reverse look up tools can tell them which mobile operator you are with and therefore whether the number is in use or not. 

Number lookup tools only tell you who originally issued that block of numbers (first 5 numbers is a block e.g 07751 xxxxxx)

My number originally came from BT Cellnet back in the day and shows up as O2 when you look it up but I haven't been on O2 for 10 years.

mab3000

Are your mobile phone numbers similar?  Thinking they might be similar if purchased at the same time 

TadleyBaggie

My wife and I both got Halifax scam texts, we have never had any Halifax products ever. So where they got our phone numbers from wasn't Halifax.

nyermen

Got one from halifax today which I dont bank with.
They will have your numbers in a database, possibly be aware they're connected, or just they happened to spam all of them at once.
I appreciate it can be concerning - I get them for other banks sometimes, but when my bank comes up (luck) it still makes me pause for a moment.

IvanOpinion

mickW_2 said:

 I rang Lloyds Bank main number to report this and the young man's attitude was shocking saying "Oh I get these texts all the time just ignore them".

Well done to the young man for giving the correct answer.

mickW_2 said:

I pointed out that their database must have been hacked into and he kept saying no it hasn't. So I did an online complaint form.   We are now moving these accounts to a bank which will be more secure and who take their security more seriously. 

Now that it has been explained to you that you were wrong , I hope you withdraw your complaint and maybe issue an apology.

Sea_Shell

We must be the odd ones out, as neither of us have ever had a scam texts pretending to be our Bank, HMRC, Sky, Amazon, Netflix, Post Office, or anyone else for that matter!!   

How have we managed to escape them!?!?     We've both had the same mobile numbers for years.

IvanOpinion

Sea_Shell said:

How have we managed to escape them!?!?     We've both had the same mobile numbers for years.

Billy no mates?