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Budgeting Apps

Hello!
Can anyone please recommend any apps I can use that’ll help with keeping track of my outgoings and payments etc. I’ve heard of Emma but is there anything else? 
Ideally I want something that’s going to alert me to something come to an end (eg car insurance) so I can start looking. 

Feel a bit dubious of giving an app access to all my personal financial info but I want to really sort my finances out. I just want something trustworthy. 

I’ve tried an excel spreadsheet but I still get it wrong. 

Comments

  • lr1277
    lr1277 Posts: 1,978 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    In terms of end dates and reminders I use the calendar app on my phone to set up reminders and alerts.

  • blue.peter
    blue.peter Posts: 1,353 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 17 March 2021 pm31 1:21PM
    There are plenty.

    I use AceMoney. It costs a bit of money, but there's a two-week money back offer. This effectively makes it try-before-you-buy. I've had it for about 15 years, and am very happy with it.

    Microsoft Money is no longer being developed. The most recent version is now free. If you'd like to try it, you can download the UK version from my Dropbox.

    Also well worh a look is Money Manager EX (free).

    Please see this thread for a discussion of keeping track of renewal dates etc. As I said there, I do this in AceMoney.
  • lr1277
    lr1277 Posts: 1,978 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lr1277 said:
    In terms of end dates and reminders I use the calendar app on my phone to set up reminders and alerts.


    I set a (non-financial) task related reminder for myself to do something yesterday evening. I remembered the task during the day, but thnk I missed the alert on my phone so didn't do the task.
    I am now probably going to use the calendar function on my web email to email me a reminder. As long as I don't delete the email, I should be ok.
  • You can try iSpent19. They are currently in Open Beta and one of their key features is setting reminders. 
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    iSpent19. What a name. Instantly reminded me of Covid19.
  • Hi guys, does anybody know of a budgeting app where you can link your accounts and place your transactions into categories?

    My partner and I have been budgeting on a spreadsheet which is fine, except we need to keep going back to it to add in different transactions and get an update of where we are.

    It would be great if we had access to an app that did the same thing.

    GoodBudget looked promising with its "envelopes" but it hasn't synced since setting it up and I don't think you can link accounts, only manually input transactions.

    Thanks
  • kuratowski
    kuratowski Posts: 1,415 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I think:
    Yolt
    Emma
    MoneyDashboard
  • quirkydeptless
    quirkydeptless Posts: 1,225 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 13 April 2021 pm30 3:36PM
    I dabbled recently.  Tried Emma and Money Dashboard. They aren't of much use for budgeting to me due to the lack of access to a lot of my savings accounts, mostly Building Societies (i.e. the ones not supporting open banking), but also Co-Op Bank, and also very few investment platforms and also failed to add one of my credit cards in Money dashboard.. In Emma I can see current and credit account totals, but they are not updated in real time. I'll keep Emma, free version, as it allows me a quick audit of quite a lot in one log in to spot anything unusual. Also allowed me to spot a fiver I'd forgotten to transfer out of TSB  :)
    Retired 1st July 2021.
    This is not investment advice.
    Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    The budgeting apps are okay if you have just one or two current accounts but anything more sophisticated (e.g. savings accounts with BS, S&S ISAs, other investments, managing accounts of family/household members) and they are no better than the good old, time-tested, work horses: MS Money and AceMoney. In fact, they are significantly less usable, as they can't handle anything that doesn't comply with their rather simplistic view of a person's financial affairs.
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