Virgin Money Credit Card Error and Warning - You may want to check your balances

Hello.
I have just checked my balance on the Virgin Money Credit Card app and my outstanding balance owed was £1700 more than what I was expecting it to be!

Clearly, very stressful and I have just come off to the phone after reporting suspected fraud.

It transpires that this is a Virgin Money fault (not sure why) however I have been reassured that this will be fixed within the next 24 to 48 hours.

Anyone who has a Virgin Money Credit Card, you may want to check your balance.
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Comments

  • makes sense to check balances on all cards tbh
  • Everyone should check their balance every few days if not daily to look for unauthorised payments
  • Shakin_Steve
    Shakin_Steve Posts: 2,811 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Everyone should check their balance every few days if not daily to look for unauthorised payments
    I check mine hourly 😂
    I came into this world with nothing and I've got most of it left.
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 11 March 2021 at 8:17PM
    Yup my balance was increased by £5k. As you can see in my signature, I am paying off cc debt so was also straight on the phone to them. 

    I also check my balances daily.(in the hope they come down the more I look)🤣
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Agentmomo
    Agentmomo Posts: 109 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Naomim said:
    Yup my balance was increased by £5k. As you can see in my signature, I am paying off cc debt so was also straight on the phone to them. 

    I also check my balances daily.(in the hope they come down the more I look)🤣
    Did you complain to them? When they admitted it was an error on their part and not mine, I said that I should be compensated for having to call them as no one from Virgin had contacted me to say there had been an error. They offered me £20 in compensation which I gratefully accepted.
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ah no. I didn't.  🙄
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • born_again
    born_again Posts: 19,687 Forumite
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    what is the issue? 
    Life in the slow lane
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    what is the issue? 
    The balance shown as owing on the app didn't match the actual amount owed.  i.e. I owe £5461.95 but the app was showing that I owed £10461.95.  

    It's seems to have been corrected now. At least mine was correct when I checked this morning.

    Naomim
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Agentmomo
    Agentmomo Posts: 109 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    what is the issue? 
    I signed into the Virgin App yesterday and the outstanding owed was showing as £1700 more than what it should have done. In a panic I called Virgin as I could only think that there had been fraudulent activity on my account. It was an error on their part. They couldn't explain why but said that all should be back to normal within 24 hours and as @Naomim has already stated, it was.

    Hope this helps @bornagain ?
  • born_again
    born_again Posts: 19,687 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Ok, maybe not worded well. 
    How were the figures wrong? 
    Say duplicated auths?

    Glad it sorted anyway.
    Life in the slow lane
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