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FTB - When to sign the documents?

Hi everyone,

We're FTBs and very inexperienced in all of this. Our solicitors have sent us the contract docs, TR1 and the mortgage deed. The docs all say do not date them when you sign them and send it to us but there is a date field in all these docs. So who puts the date then, our solicitor?

And When should we sign these documents? We read them and we don't have any issues but do we wait until the enquiries have been resolved before we sign them? Or can these just be signed now, sent to the solicitor and the solicitor exchanges these with the seller's side on date of exchange.

As always thanks in advance for any help on this.

Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Sign them as soon as you're happy with them, and return them to the solicitor.

    When you're ready to exchange, the solicitor puts the exchange date on them, and they get exchanged.
  • Tiglet2
    Tiglet2 Posts: 2,606 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Sign them now and return to your solicitor.  Signing does not commit you to anything.  You will still need to agree and give your authority to your solicitor in order to exchange, which is when the transaction becomes legally binding.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What has your solicitor actually asked you to do? If it's "sign these and send them back", do that.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Hi everyone,

    We're FTBs and very inexperienced in all of this. Our solicitors have sent us the contract docs, TR1 and the mortgage deed. The docs all say do not date them when you sign them and send it to us but there is a date field in all these docs. So who puts the date then, our solicitor?

    And When should we sign these documents? We read them and we don't have any issues but do we wait until the enquiries have been resolved before we sign them? Or can these just be signed now, sent to the solicitor and the solicitor exchanges these with the seller's side on date of exchange.

    As always thanks in advance for any help on this.
    Yep, that.
    The solicitor usually tells you not to date it. Maybe you missed that, maybe she forgot. Sign and dont date them, and return,  now.
    She's just getting stuff lined up ready. You wont be exchanging without a follow up phone call asking if you wish to proceeded.

    I signed mine a couple months before exchange.
  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sign tonight. Don't date. Return in tomorrow's post. As instructed.
    Sorted. Ready for Exchange as and when it happens.
    If it doesn't happen, they'll never be used.
  • hopeitwill
    hopeitwill Posts: 172 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Thank you all, will do so. Some of the papers have to have a witness so we need to do it with our MB but we will.
  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    "Muslim Brotherhood"?
  • hopeitwill
    hopeitwill Posts: 172 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Mortgage broker :) I know it doesn't have to be witnessed by a professional, but we don't really know anyone around :)
  • tripled
    tripled Posts: 2,881 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    In a pinch, if it's a local agent I'm pretty sure they could find a witness - it's in their interest to get the sale through!
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