We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Possible return to Barclaycard

Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
Thought I'de try anyway, post Barclaycard default.
Passed Eligibility Forward Card, Full app went through as Accepted 850 Limit.
Haven't yet seen the expected e-mail.
Maybe there's a possible chance to re join.  
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
«134

Comments

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No immediate update, guess I'll see what happens over next few days.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Confirmation e-mail.

    Your application was successful.

    Your credit limit is £850.

    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Min repayment info, if not repaying in full.
    £5 (or the total outstanding balance if it’s less than £5)
    4.25%* of your main balance,
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Are you collecting multiple low limit credit cards?
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Are you collecting multiple low limit credit cards?
    No. I'm checking if Barclays forgive, similar to what I've recently found from rbs.
    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf said:
    Are you collecting multiple low limit credit cards?
    No. I'm checking if Barclays forgive, similar to what I've recently found from rbs.
    thanks

    balrclaycard do, barclays not so much. (though they lose records eventually).
  • zzyzx1221
    zzyzx1221 Posts: 188 Forumite
    100 Posts Name Dropper
    Dandytf said:
    Are you collecting multiple low limit credit cards?
    No. I'm checking if Barclays forgive, similar to what I've recently found from rbs.
    thanks
    Maybe you can convince yourself that's what you're doing but I'm not sure anyone else will be.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    @Carrot007
    Thanks lets hope they do forgive, I thought they were known to be Non forgiving if one of their Card agreements had been defaulted.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Carrot007
    Carrot007 Posts: 4,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf said:
    @Carrot007
    Thanks lets hope they do forgive, I thought they were known to be Non forgiving if one of their Card agreements had been defaulted.
    I think people confuse the 2 pretty much seperate sides of the company. BC ok, B bad!

    I defaulted with them years ago and now have a £8700 limit which I just took as a punt on a balance transfer.

    But like I say they all forget eventually. Keeping records forever is a pain. Though do realise they can always find them later and change their mind. (it does happen, but not much, and all they can do is close the account and let you pay it off per the terms).

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 March 2021 at 1:48PM
    @Carrot007
    I'm going to use Barclays latest card and try and lower a few percent over next year or two.
    Which is offered as part of their Forward Card.
    I honestly have No need for immediate large Limits, rbs/amazon cards have those.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.