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Stairs in a bedroom to loft, can room with stairs in still be classed as a bedroom?

Madhouse2_2
Posts: 21 Forumite

Back bedroom has an open stairway located in the centre of the room which leads to loft area which cannot be classed as a bedroom (doesn’t meet building regulations)
The “bedroom” which has the stairs within it can fit a single bed in it still but for valuation purposes would it be classed as a habitable bedroom?
The “bedroom” which has the stairs within it can fit a single bed in it still but for valuation purposes would it be classed as a habitable bedroom?
FTB 85% LTV Employed Previous furlough/flexi furlough (no furlough since 9/2020
offered 11/5
best & finals 12/5 (we stuck with our original offer)
Offer accepted 13/5
AIP 17/5
Full application submitted Santander 17/5
Hard Credit check 17/5
Valuation instructed 19/5
valuation completed 25/5
mortgage offer received 25/5
buildings survey completed 1/6
offered 11/5
best & finals 12/5 (we stuck with our original offer)
Offer accepted 13/5
AIP 17/5
Full application submitted Santander 17/5
Hard Credit check 17/5
Valuation instructed 19/5
valuation completed 25/5
mortgage offer received 25/5
buildings survey completed 1/6
0
Comments
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Building regulations are a bit of a red herring as (assuming this is a historic alteration) it's no longer enforceable, and nobody's keeping a register of "official" bedrooms. If you want to have a bedroom which can only be accessed via another bedroom, you can - but obviously buyers aren't going to value those as much as rooms which can be accessed independently. It's more like "bedroom with en suite study/playroom" etc. I'd be more concerned about the heat going straight up into the loft room.0
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I'm not sure what defines a 'bedroom' and I'm not convinced it really matters - potential buyers will decide for themselves when viewing.
Our previous house had a bedroom with a spiral staircase to the ground floor. Didn't stop it being used as a bedroom, being described as a bedroom by the EA, or being questioned by potential buyers. I also had one of the 'bedrooms' fitted out as a home office but that didn't stop it being described by the EA as a bedroom either, although the buyer was delighted to have a fully fitted 'home office' instead of an extra bedroom.
I wouldn't over-think things too much. Houses are what they are and plainly visible to potential buyers.
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davidmcn said:Building regulations are a bit of a red herring as (assuming this is a historic alteration) it's no longer enforceable, and nobody's keeping a register of "official" bedrooms. If you want to have a bedroom which can only be accessed via another bedroom, you can - but obviously buyers aren't going to value those as much as rooms which can be accessed independently. It's more like "bedroom with en suite study/playroom" etc. I'd be more concerned about the heat going straight up into the loft room.NatWests valuation surveyor does and have undervalued it significantly due to now only classing it as a 2 bedroom discounting the loft (which we always knew couldn’t be classed as a bedroom) and the second double bedroom which has the stairs to loft in.FTB 85% LTV Employed Previous furlough/flexi furlough (no furlough since 9/2020
offered 11/5
best & finals 12/5 (we stuck with our original offer)
Offer accepted 13/5
AIP 17/5
Full application submitted Santander 17/5
Hard Credit check 17/5
Valuation instructed 19/5
valuation completed 25/5
mortgage offer received 25/5
buildings survey completed 1/60 -
Mickey666 said:I'm not sure what defines a 'bedroom' and I'm not convinced it really matters - potential buyers will decide for themselves when viewing.
Our previous house had a bedroom with a spiral staircase to the ground floor. Didn't stop it being used as a bedroom, being described as a bedroom by the EA, or being questioned by potential buyers. I also had one of the 'bedrooms' fitted out as a home office but that didn't stop it being described by the EA as a bedroom either, although the buyer was delighted to have a fully fitted 'home office' instead of an extra bedroom.
I wouldn't over-think things too much. Houses are what they are and plainly visible to potential buyers.
but NatWests valuation has come back significantly below agreed sale price stating it as a 2 bedroom due to stairs in the second double bedroom.FTB 85% LTV Employed Previous furlough/flexi furlough (no furlough since 9/2020
offered 11/5
best & finals 12/5 (we stuck with our original offer)
Offer accepted 13/5
AIP 17/5
Full application submitted Santander 17/5
Hard Credit check 17/5
Valuation instructed 19/5
valuation completed 25/5
mortgage offer received 25/5
buildings survey completed 1/60 -
If there is a bed in the room, it is a bedroom.(you must win prize for longest signiture ever)6
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greatcrested said:If there is a bed in the room, it is a bedroom.(you must win prize for longest signiture ever)🤣 yes and it’s only getting longer with the continuing issues!FTB 85% LTV Employed Previous furlough/flexi furlough (no furlough since 9/2020
offered 11/5
best & finals 12/5 (we stuck with our original offer)
Offer accepted 13/5
AIP 17/5
Full application submitted Santander 17/5
Hard Credit check 17/5
Valuation instructed 19/5
valuation completed 25/5
mortgage offer received 25/5
buildings survey completed 1/60 -
Madhouse2_2 said:greatcrested said:If there is a bed in the room, it is a bedroom.(you must win prize for longest signiture ever)
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Not much useful advice to offer, but I'd market the room as a teenagers room with mezzanine level. The Estate Agent missed a trick!
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Whether it is or not a bedroom is academic. Your bank says it is not and has valued it accordingly. Do you have enough deposit to make the down valuation irrelevant? Or can you find a new mortgage provider who will value it differently.0
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You can call it a bedroom if you like but I wouldn’t value it or pay as much for it as a near identical property that didn’t have the hooky loft conversion with the stairs in the bedroom.1
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