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Using our credit card for daughters wedding - does section 75 still apply?
Comments
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The above comments don't have anything to do with sharing surnames - the point being made is that in order to benefit from s75 protection, the cardholder him/herself needs to be named (not just surname) on the contract and invoices, etc, relating to the purchase.Ganga said:If you paid for your granddaughters wedding or god daughters wedding and they do not have the same surname surely you would be covered?0 -
You aren't even covered if you are using a second joint credit card to buy things for yourself. Section 75 only covers if there is a three way relationship between the person borrowing the money, the lender (ie. the card issuer) and the supplier. As soon as you enter anyone else into the situation then you're in trouble.Ganga said:If you paid for your granddaughters wedding or god daughters wedding and they do not have the same surname surely you would be covered? i agree insurance is a must with the costs associated with weddings.
This can cause a major problem if you are going away on holiday as a group and pay for everything on one card.
You can buy things and give them away, but if you had to make a claim for the wedding dress then they would look very carefully to make sure that it was bought for the card holder.0 -
Not always true, as some card providers do cover the additional card holder. But it is true some do not.phillw said:
You aren't even covered if you are using a second joint credit card to buy things for yourself. Section 75 only covers if there is a three way relationship between the person borrowing the money, the lender (ie. the card issuer) and the supplier. As soon as you enter anyone else into the situation then you're in trouble.Life in the slow lane0 -
Lenders are of course free to offer additional protection over and above section 75, but that wasn't the question.born_again said:
Not always true, as some card providers do cover the additional card holder. But it is true some do not.
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