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Third time's the charm...
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I agree that your idea is best. We will both increase our pension payments too but we like the idea of having a holiday home that we can use ourselves as well as renting out. It will be an asset and we can utilise equity release if we need to in retirement as we have no childrenMakingabobor2 said: Like that you are discussing what to do with the extra money. We keep talking about that, although it will be a little while yet. My plan is to save for the future...DH wants to buy a new car and motorbike and go on a cruise.....mmmmm think my idea is best....lol
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
I had a struggle getting my PA payout and had to reset the PayPal connection before it would cash out.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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I’d not experienced any issues myself (knocks on wood) but I’ve seen the pop up when I’ve logged on so I figured there must be something happening. Hopefully the reset sorted the problem for you xSun_Addict said:I had a struggle getting my PA payout and had to reset the PayPal connection before it would cash out.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260 -
Well, I have had a very productive 30 minutes... uploaded about 8 items to my wardrobe on Vinted and 4 sold straight away so I have bundled them up to take for posting in the morning. Now I have £38 pending there
Definitely worth while listing what you don't use!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Ooh well done. Don't think I have anything worth putting on there, which is a shame. I rarely buy new clothes, so most of my wardrobe is quite old and I need to buy myself some new stuff. I got rid of most of my good stuff a while a go. Maybe I should take a look and see if there's anything on there worth me buying. I tend to use The Bay of E, quite a lot, or charity shops TBH. DH has some stuff I could sell, but he is reluctant to get rid of any clothes, even though he doesn't wear it...I'm working on him though.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
You can sell all sorts on there, not just clothesMakingabobor2 said:Ooh well done. Don't think I have anything worth putting on there, which is a shame. I rarely buy new clothes, so most of my wardrobe is quite old and I need to buy myself some new stuff. I got rid of most of my good stuff a while a go. Maybe I should take a look and see if there's anything on there worth me buying. I tend to use The Bay of E, quite a lot, or charity shops TBH. DH has some stuff I could sell, but he is reluctant to get rid of any clothes, even though he doesn't wear it...I'm working on him though. There are no seller fees, so if they don't sell there's nothing lost.
Definitely worth looking on there for buying clothes too.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Gooood morning and a happy Monday everyone. The weekend seemed to pass in the blink of an eye for me but I have really enjoyed it and had some down-time.
Today is pay day for me (whoop!) so I have updated my spreadsheet, paid a big chunk to the credit card and moved money to the joint account and my spends account. I've also popped the remaining CC7 payment for this month in a Monzo pot for safe keeping.
Today will be a NSD for me, I have to go out to post those parcels (sold another last night) but I don't need to buy anything and I have all we need for tonight's dinner recipe. PAD was £505 to the credit card which takes me to £2450 and we have 59 days to go... exciting times!
I get to colour more of my charts in today, and as I am a bit of a stationery geek I have my debt diary in a notebook and I fill that out every day. I'm on my 2nd book now and it helps me see just how far I have come.
Off to work now, I hope you all have a great day!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Look at that figure LMD!! Amazing progress. Nearer 2k than 3K now27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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It’s a pay day thing thoughAntoMac said:Look at that figure LMD!! Amazing progress. Nearer 2k than 3K now
no more until when the statement is generated but that should be another £500 to take me below 2k Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Wow, I can't keep up with you. I'm so looking forward to being in a position to pay off larger amounts like this, later in the year. For now, I'll just keep plodding on....lolMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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