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Third time's the charm...

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  • Have a good day out. My survey money is like yours, nothing to cash out at the moment, still waiting for approval as P/fc are obviously not doing much over Christmas and the others are very slow as well. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I only ever seem to get surveys from PA about work and alcohol- what are they trying to say 🤣🤣

    Happy Birthday to Mr LMD, hope you both celebrate it well 🥳
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Haha thanks everyone. We are back home and watching the football with full bellies and drinks in hand. He’s had a good day :)

    I’ve just managed to cash £10 from Prolific which I’ve sent to CC7 - yay!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning, a little later for me today but I've just sorted the spreadsheet and made my PAD, £1 today but forgot to declare the £10 from last night so I added that on there.  

    Today will be a NSD after yesterday, although I did pop into Wilko and I picked up a wellness planner for 2023. I am going to use it to track fitness, moods, water intake and such. It's well laid out and I think it will help me focus on getting fitter and focus on the positives etc.  Now that my health scare is over my intention is to get fitter and lose a bit of weight in 2023.  I have a personal trainer session at the gym today and I also have a swimming session booked at lunch time. 

    The DFD is looking more and more likely to be May now, although we have holiday in a few weeks so I will be waiting until the last payment is predicted at below £500 again before I officially declare it as my DFD. 

    Not much else to add today, have a good day! 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hiya, I'm back working today for a few days but there's not really many people in so it's nice and quiet and I can clear emails and get some project work done.  Just taking a break for a cuppa and thought I had better update. 

    I've just sent £5 to CC7 as today is a NSD again. I went to the gym this morning and I will be there again tomorrow evening. I want to get into the habit of exercising on a regular basis so I have had the PT session and they built me a tailored programme for the next 6 weeks. 

    Nothing seems to be happening in the world of surveys but I kind of expected that to be the case over Christmas. I'm happy to keep plodding along, it's a marathon after all! 

    Signed up fro PADding, 1p challenge and debt free by xmas 2023 challenges to keep me focused and at lunch today I'm going to start to plan for January in my wellness planner. 

    Hope you all have a good Thursday
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good work at the gym... I like the idea of a wellness planner, what do you put in it?
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • bigbeff said:
    Good work at the gym... I like the idea of a wellness planner, what do you put in it?
    It’s got different sections, here’s the link, it’s well spaced out and I think it’s really going to help me focus. The pics show some of the sections 
    https://www.wilko.com/en-uk/wilko-a5-wiro-wellness-planner/p/0525050

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • I've been able to cash out £10 to my phone bill from Airtime rewards today, so I have sent this to CC7, along with a £2 pay out from Qmee.
    All still heading in the right direction :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic news the health scare is over and your debt free date is moving closer. I love planners and notepads.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Morning guys, another day of work ahead for me but it should just be more of the same as I can see loads of out of offices are set. :)

    My PAD this morning was £3 to CC7, it should be another NSD today but I will declare later on just in case. I'm on the look out for a new swimming costume so if I see one I like then I will be spending. Off to the gym again tonight but other than that I've no plans.

    Hope you all have a good day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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