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Third time's the charm...

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  • Sun_Addict
    Sun_Addict Posts: 24,053 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas LMD 🎄
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Merry Christmas 
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have a lovely Christmas LMD! 🎄 
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Awake super-early today and I'm now contemplating a nap... Lol

    It's another NSD for me today and my PAD was £1 to CC7. Nothing happening on the survey front as I have been too busy hosting family, that's what Christmas is all about after all.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Cashed a £1 from Qmee and sent that to CC7 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning everyone. I hope you’ve all had a good festive period. It’s my DHs birthday today so we are off out and it definitely won’t be a NSD.

    My PAD this morning included £40 to CC7. Today was the declaration day for the ‘debt free by Xmas’ challenge so I have re-set this and will be continuing with it until I’m debt free. Therefore my new target is £4713.

    Nothing to cash out from the surveys and unlikely I’ll get any more today. I do have some pending approval so we will see if they become payable throughout the day

    Have a fab day everyone 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Argh! My signature keeps re-setting… I’ll have another go later
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I’d forgotten about the ‘debt free by Xmas’ challenge LMD. I kind of lost interest as the totals weren’t being updated, but I still have an amount to declare, which I need to do a final sum up on.
    I see you declared nearly double your original target, which is truly amazing, especially as your target was a challenging one.
    Hope your husband has some great birthday celebrations 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Managed to get a £7 pay out from surveys so I sent that to CC7
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Happy Birthday Mr LMD, I hope you guys have a good day and enjoy it being a NSD. That debt free before Christmas challenge sounds interesting, so I'll have to look into that one as well.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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