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Third time's the charm...
Comments
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Sounds like a great night LMD! Those nights when you can't remember getting home shows that it was definitely a good night. I lost a chunk of time at my 30th birthday party, so that must have been a great night 😂.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Morning guys, it really was a great night but I don't think I could cope with them more frequently
@Makingabobor2 I am 45 at my next birthday so I'm definitely old enough to know better! There were drinking games involved with prosecco so it was bound to end badly. Not to mention the burping haha.
Anyway. Back on it today and my budget and spreadsheet are updated. My PAD is £5 to CC7 as we only have a couple more days between now and pay day. I'm really focussed now on the next 89 months and getting this last card cleared as quickly as possible. Today will be a NSD for me as I am not going anywhere and I have all the bits I need for making a Bolognese in the slow cooker for dinner this evening. I am re-stocking my freezer with batch cooking this week.
No plans this evening except housework and laundry. Might even play a board game RS as that's my usual Saturday night haha!
Have a good Monday everyone
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Hi @LittleMissDetermined, I've just been catching up on your diary after a long absence from MSE. What amazing progress you are making - very impressive and dedicated! You've inspired me to find out more about PADding too!2
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GinoOhGinoGinelli said:Hi @LittleMissDetermined, I've just been catching up on your diary after a long absence from MSE. What amazing progress you are making - very impressive and dedicated! You've inspired me to find out more about PADding too!
Everyone is welcome on the PADding thread, here's the link if you would like to join in: https://forums.moneysavingexpert.com/discussion/5590353/payment-a-day-chapter-18#latest
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
You're a mere "spring chicken" then at 45....lol. I'm quite a bit older than you....
Glad you enjoyed yourself though
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Makingabobor2 said:You're a mere "spring chicken" then at 45....lol. I'm quite a bit older than you....
Glad you enjoyed yourself though
I've just been cleaning the washer and found £1.50 in the seal so I've popped that in my sealed potOnly 3 days until declaration day but I'm potting down to the wire!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Morning guys, it looks like it's a clear morning here so that's a bonus after the rubbish weather we have had over the past few days.
I managed a cash out from Prolifc this morning, so my PAD was £12 to CC7 and just takes me under the £6.2k mark. Today will be a NSD again, not much left in the accounts to spend to be honest! Looking forward to opening the sealed pot so I can get the Christmas presents ordered, I'm collating quite a list now.
That's about it from me, I've done a few more surveys this morning but got annoyed with a curious cat one which took ages and then when I submitted the quota was full. Very frustrating when the demographic info is at the end of the survey.
I hope you all have a great Tuesday, I am batch cooking chicken curry today, so that's on the cards for dinner this evening with some garlic naan and rice - yum!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
That card will be gone before you know it with the speed you are paying it down1
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Snapped a couple of receipts I found in my handbag and cashed out £5 from Huyu. That one takes a while to collect as you need 100 supermarket receipts to claim £5 but it's free money none-the-less so I have sent another £5 to CC7
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
I agree about Curious Cats, they drive me insane
I still haven't downloaded Huyu yet. Best a get a move on if its going to take me 100 receipts to get £5....lol.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £570/£3000
.
Studies/surveys August £14.50
Decluttering items 777
Books read 15
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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