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BoS Vantage account Interest?
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Historically you could have three Halifax R a/cs. Still possible.. It has been discussed extensivelyveryintrigued said:nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
I've already got a Halifax Reward if that matters.
Being polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets1 -
Not on the (my) Halifax app. Is there a BoS app that might be different?nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'0 -
I'm aware of this.Katiehound said:
Historically you could have three Halifax R a/cs. Still possible.. It has been discussed extensivelyveryintrigued said:nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
I've already got a Halifax Reward if that matters.
It doesn't answer my point though.0 -
What a bizarre post! You ask how to change a BOS current a/c. I tell you how to do it on the app. Now you seem to be asking whether the app actually exists!soulsaver said:
Not on the (my) Halifax app. Is there a BoS app that might be different?nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'0 -
I've just looked too, both on the app and the browser site. It appears that this account, which I first heard about from Soulsaver on Sunday, doesn't actually exist. At least not for new applications, if it ever did exist.veryintrigued said:
No BOS reward option here for the three BOS vantage accounts I hold.nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
Only Classic, Vantage, Platinum with Vantage and Student options.0 -
I've just looked at the Bank of Scotland website. (I don't have an account with them.)nottsphil said:
I've just looked too, on the app and the browser. It appears that this account, which I first heard about from Soulsaver on Sunday, doesn't actually exist.veryintrigued said:
No BOS reward option here for the three BOS vantage accounts I hold.nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
Only Classic, Vantage, Platinum with Vantage and Student options.
From what I see there Vantage is a "free" add-on to the Classic current account. So I presume you have to have or apply for the Classic current account first.0 -
Go back to sleep.General_Grant said:
I've just looked at the Bank of Scotland website. (I don't have an account with them.)nottsphil said:
I've just looked too, on the app and the browser. It appears that this account, which I first heard about from Soulsaver on Sunday, doesn't actually exist.veryintrigued said:
No BOS reward option here for the three BOS vantage accounts I hold.nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
Only Classic, Vantage, Platinum with Vantage and Student options.
From what I see there Vantage is a "free" add-on to the Classic current account. So I presume you have to have or apply for the Classic current account first.
You have no comprehension of the issue that has arisen on this thread.0 -
Well... somebody has no comprehension...nottsphil said:
Go back to sleep.General_Grant said:
I've just looked at the Bank of Scotland website. (I don't have an account with them.)nottsphil said:
I've just looked too, on the app and the browser. It appears that this account, which I first heard about from Soulsaver on Sunday, doesn't actually exist.veryintrigued said:
No BOS reward option here for the three BOS vantage accounts I hold.nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
Only Classic, Vantage, Platinum with Vantage and Student options.
From what I see there Vantage is a "free" add-on to the Classic current account. So I presume you have to have or apply for the Classic current account first.
You have no comprehension of the issue that has arisen on this thread.
1 -
I have total grasp of this issue.soulsaver said:
Well... somebody has no comprehension...nottsphil said:
Go back to sleep.General_Grant said:
I've just looked at the Bank of Scotland website. (I don't have an account with them.)nottsphil said:
I've just looked too, on the app and the browser. It appears that this account, which I first heard about from Soulsaver on Sunday, doesn't actually exist.veryintrigued said:
No BOS reward option here for the three BOS vantage accounts I hold.nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
Only Classic, Vantage, Platinum with Vantage and Student options.
From what I see there Vantage is a "free" add-on to the Classic current account. So I presume you have to have or apply for the Classic current account first.
You have no comprehension of the issue that has arisen on this thread.
Had he bothered reading what I quoted properly, he'd have realised I could only have been referring to the phantom BoS Reward account, you know, the one you told us "still does need 2 DDs paid out to get £2 pm."0 -
What a blinking waste of time this thread has beennottsphil said:
I've just looked too, both on the app and the browser site. It appears that this account, which I first heard about from Soulsaver on Sunday, doesn't actually exist. At least not for new applications, if it ever did exist.veryintrigued said:
No BOS reward option here for the three BOS vantage accounts I hold.nottsphil said:
On the app at least, go to your account and click More. Choose last option Change account type.soulsaver said:
Whilst I agree with your logic (similar issues debated on here a dozen times) I couldn't see any process offered now to either convert, upgrade or apply for a BoS Rewards ac.?nottsphil said:
Even on £5K, BOS Vantage yields just £14 extra interest p.a. over the best comparable instant access accounts (i.e. Marcus and Nationwide both at 0.5%). As Vantage and Reward both require 2 DDs, would you not be a tenner richer in a year by shifting your £5K to 0.5% on 1st March and converting your Vantage account to a Reward?Katiehound said:Well the BOS with Vantage might be a better bet (than BOS Reward) . Interest tiered as Club Lloyds- 2 xDDs & £1k payment pm. Interest last month was £3+
PS Note I do already have a Halifax/BoS 'full house'
Only Classic, Vantage, Platinum with Vantage and Student options.
Phantom products, misinformation and the OP not even coming back to thank people.
You've got to laugh haven't you?1
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