Car insurance company demanding names drivers license

Aretnap

Deleted_User said:

Car_54 said:

Deleted_User said:

You need to talk to your mum, her insurance will have these details on record somewhere almost certainly and probably hold all sorts of stuff on her.

Does she have insurance of her own?

Even if she has, they won't necessarily have her licence details. I don't think I've ever been asked for my licence number by an insurer (possibly because I've avoided the real cheapo ones).

I'd rather assume the OP is genuine and has provided a named driver who is a genuine driver i.e. has a licence, insurance, use of a car, lives within a reasonable distance that she could actually use the OPs car. As opposed to naming someone who hasn't driven for 20 years and lives 500 miles away just because it could reduce the premium

Most of those points are irrelevant; there is no requirement for a named driver actually to drive your car, or have their own car. My wife has never driven my car, for example. 

If you want to add your mum on the off-chance that she might need to drive your car the one time of year you go to the other end of the country to see her then you're entirely within your rights to ask your insurer to do that; if they decide to reduce the premium because of it so much the better. It only becomes an issue of fraud if you give false details about her - or if she doesn't exist at all. (Or I suppose if the insurer asked how often you expect her to actually drive it and you didn't reply "rarely or never", but I've never been asked that question by an insurer). 

The_Fat_Controller

"Well done" to the insurance company, anything to prevent dubious practices and get premiums down overall is great.

Flight3287462

AdrianC said:

What else does she think can go wrong with a mainstream insurer having a copy of her licence?

Any insurance company with a name that makes reference to British history, is hardly a mainstream insurer as evidenced by the problems people tend to have with them further down the line.

neilmcl

Hunyani_Flight_825 said:

AdrianC said:

What else does she think can go wrong with a mainstream insurer having a copy of her licence?

Any insurance company with a name that makes reference to British history, is hardly a mainstream insurer as evidenced by the problems people tend to have with them further down the line.

That actually makes no sense at all, especially as the company was named after the town it was founded in, ie, Hastings, Kent, not some dubious event in British colonial history.

AdrianC

Hunyani_Flight_825 said:

AdrianC said:

What else does she think can go wrong with a mainstream insurer having a copy of her licence?

Any insurance company with a name that makes reference to British history

Would that be Hastings, Admiral, Churchill, Royal London, Marmalade...?

is hardly a mainstream insurer

Hastings alone have 1 in 12 of the market...

Add all those other references to British history in...

kinger101

neilmcl said:

Hunyani_Flight_825 said:

AdrianC said:

What else does she think can go wrong with a mainstream insurer having a copy of her licence?

Any insurance company with a name that makes reference to British history, is hardly a mainstream insurer as evidenced by the problems people tend to have with them further down the line.

That actually makes no sense at all, especially as the company was named after the town it was founded in, ie, Hastings, Kent, not some dubious event in British colonial history.

But I'd check the wording of their policy to make sure if covers incidents involving arrows through the eye just be on the safe side.

AdrianC

neilmcl said:
not some dubious event in British colonial history.

I was going to say "It predates even the first vestiges of the empire by about 700 years...", but - of course - it was indeed when Englandcestershire became a colony of Normandy for a hundred years.

Flight3287462

AdrianC said:

Hastings alone have 1 in 12 of the market...

Hastings are also the 3rd worst car insurer (according to Which for want of a better source).

I personally have them and the others I referred to as companies I give a wide berth to.

The interesting thing was Allianz were second worst which did come as a surprise and Ageas the worst (have never dealt with them and don't really know the name)

KimJongUn88

Hunyani_Flight_825 said:

AdrianC said:

Hastings alone have 1 in 12 of the market...

Hastings are also the 3rd worst car insurer (according to Which for want of a better source).

I personally have them and the others I referred to as companies I give a wide berth to.

The interesting thing was Allianz were second worst which did come as a surprise and Ageas the worst (have never dealt with them and don't really know the name)

Just because an insurance company isn’t very good on your opinion doesn’t preclude them from being mainstream.

There is no direct between something being mainstream and their perceived performance.

AdrianC

Hunyani_Flight_825 said:
...Ageas the worst (have never dealt with them and don't really know the name)

They're one of Europe's biggest insurers - they used to be Fortis.