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Gas safety check/certificate?

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13

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  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    we don;t have insurance anyway. What insurance would this be? Boiler insurance? 
    You'll have buildings insurance, which I think is what Irishpearce26 is talking about. If the boiler is still under a manufacturer's warranty then it may well be a condition that it is regularly serviced.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As a Landlord I have to get a GSC done every year on our rental.
    We also need a EPC, EICR, Pat testing and legionnaires checks. Among many other things like mains wired interlinked smoke alarms and CO alarm. Fire blanket, heat alarms, fire doors and emergency lighting.
    I don't have a GSC carried out in my home every year and I don't have the boiler serviced every year just call a Gas Safe engineer out when we have problems.
    If the vendors are OK to allow a GSC then get one done the engineer can check it's safe ( On that day ) and also give you an idea of its age and condition. Costs about £50/60
    Vailliant or Worcester Bosch are the best boilers ( Which magazine best buys)

  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 February 2021 at 5:48PM
    * Original Installation certificate may have been lost or not passed to current owner. And there's no legal requirement to provide it to a buyer. And if the install was more than a few years ago, it proves very little and has little value anyway
    * Lack of certificate will not invalidate a buildings insurance policy.
    * I very much doubt it would invalidate a boiler insurance policy eg of the kind British Gas offer for breakdowns
    * It probably would invalidate the boiler manufacturer's warranty - though this would in any case expire after ,,,3? ...maybe 5 years
    * Maintenance servicing is not a legal requirement, nor is providing maintenance certificates to a buyers a requirement, though obviously where they exist it makes sense to provide them. My father went 25 years without getting his boiler serviced till I started helping out as he got older and insisted he got it done. Boiler had worked fine all that time.
    * no certificate of any kind will do more than describe condition on that date. It won't guarantee against future breakdown or reliability. To obtain the best reassurance of reliability/safety, have an up-to-date inspection done.
    As for
    Crazy these types of things aren't checked as part of the building survey!
    That's like going to your GP and being referred to a cancer consultant at hospital:
    "Crazy these diagnoses aren't checked as part of the GP examination!"

  • Can you give us an example of any insurer which has such a condition? I've never seen it on a proposal form or mentioned as a reason for rejecting a claim.
    If you have an specific boiler warranty or cover they won't pay out if if hasn't been maintained or installed within regulation standards. I don't have any particular examples on home insurance apart from being asked when ringing for a quote if my appliances have been installed by a gas safety accredited engineer and if they are maintained. Im assuming that if an appliance was deemed as fault any insurance provider may want to see certification etc.
  • we don;t have insurance anyway. What insurance would this be? Boiler insurance? 
    You'll need home insurance when you exchange but im just advising to check the T&Cs as insurance companies will always look for a reason to not payout in the event of a big claim if its deem the appliances were at fault etc. Dependent on brand and how old the boiler is it could have a lengthy warranty (Worcester Bosch boilers come with 10 year warranty) that wont be covered if the boiler isn't serviced annually.

    Im not trying to scare you off or anything just trying to give some advice as im sure its all in line as it should be. 
  • jefaz07
    jefaz07 Posts: 621 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Can you give us an example of any insurer which has such a condition? I've never seen it on a proposal form or mentioned as a reason for rejecting a claim.
    If you have an specific boiler warranty or cover they won't pay out if if hasn't been maintained or installed within regulation standards. I don't have any particular examples on home insurance apart from being asked when ringing for a quote if my appliances have been installed by a gas safety accredited engineer and if they are maintained. Im assuming that if an appliance was deemed as fault any insurance provider may want to see certification etc.
    The maintenance bit of this is correct. My dads boiler needs serviced every year to keep his insurance valid. Not sure who the provider is but it isn’t stand alone boiler cover. 
  • jefaz07 said:
    Can you give us an example of any insurer which has such a condition? I've never seen it on a proposal form or mentioned as a reason for rejecting a claim.
    If you have an specific boiler warranty or cover they won't pay out if if hasn't been maintained or installed within regulation standards. I don't have any particular examples on home insurance apart from being asked when ringing for a quote if my appliances have been installed by a gas safety accredited engineer and if they are maintained. Im assuming that if an appliance was deemed as fault any insurance provider may want to see certification etc.
    The maintenance bit of this is correct. My dads boiler needs serviced every year to keep his insurance valid. Not sure who the provider is but it isn’t stand alone boiler cover. 
    That will be a breakdown policy eg British Gas Homecare which can extend to cover electrics, plumbing etc)
    Yes, annual servicing required (which they do) but NOT the original installation certificate.
    Buildings insurance will NOT be invalidated by lack of boiler servicing, service records or installation certificate. This is scaremongering.

  • Josquin
    Josquin Posts: 123 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    edited 17 February 2021 at 6:40PM
    New boilers can have warranty. I had a new boiler installed when i rented out a house. It had a 7 year warranty. So as a LL I had annual gas safety checks and boiler service all logged into the log book. The up- to- date log book was a requirement of keeping the warranty alive.


    But that was renting out a place as LL (it's part of the law as LL etc).
    However-
    When buying a house if a boiler had a warranty or not would probably not put me off a house purchase if I wanted the place. Even if the boiler was old I wouldn't be put off, but that is my personal choice.

    At some point boilers need a service or be replaced whatever anyway..


  • The maintenance bit of this is correct. My dads boiler needs serviced every year to keep his insurance valid. Not sure who the provider is but it isn’t stand alone boiler cover. 
    That will be a breakdown policy eg British Gas Homecare which can extend to cover electrics, plumbing etc)
    Yes, annual servicing required (which they do) but NOT the original installation certificate.
    Buildings insurance will NOT be invalidated by lack of boiler servicing, service records or installation certificate. This is scaremongering.

    Hardly scaremongering as I have no gain whether the OP buys the house with or without certificates, they asked for opinions and we are offering them. If its not important why is the conveyancer apprehensive in progressing without the certificates.

    Pretty sure if the boiler was not commissioned by a certified installer warranty is void 
    https://community.screwfix.com/threads/boiler-not-commissioned-and-thus-not-getting-the-warranty.144461/  
     
  • jefaz07
    jefaz07 Posts: 621 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 17 February 2021 at 6:53PM
    jefaz07 said:
    Can you give us an example of any insurer which has such a condition? I've never seen it on a proposal form or mentioned as a reason for rejecting a claim.
    If you have an specific boiler warranty or cover they won't pay out if if hasn't been maintained or installed within regulation standards. I don't have any particular examples on home insurance apart from being asked when ringing for a quote if my appliances have been installed by a gas safety accredited engineer and if they are maintained. Im assuming that if an appliance was deemed as fault any insurance provider may want to see certification etc.
    The maintenance bit of this is correct. My dads boiler needs serviced every year to keep his insurance valid. Not sure who the provider is but it isn’t stand alone boiler cover. 
    That will be a breakdown policy eg British Gas Homecare which can extend to cover electrics, plumbing etc)
    Yes, annual servicing required (which they do) but NOT the original installation certificate.
    Buildings insurance will NOT be invalidated by lack of boiler servicing, service records or installation certificate. This is scaremongering.

    Okay..it’s not scaremongering and it’s not a breakdown policy. It’s his house insurance. He doesn’t need separate breakdown insurance because I’d fix it for him. They also don’t service his boiler because I do. For the sole purpose of keeping his insurance valid. 
    So perhaps you should stop assuming as you’re way off the mark. 
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