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Buying a car that has previously been on PCP

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  • Hi there,
    I'm looking at buying a used 2017 Nissan Juke, the dealership have confirmed that it is direct from Renault Financial Services privately owned end of finance PCP. 
    How likely is it that the previous keeper will have abused the car if they weren't planning to keep it long term, also in 2020 - at its first MOT it was noted that the front brake pads and disks were worn, seems a little more than would be expected at 40,000 miles?
    Thanks for your help, much appreciated.
    I doubt a lot of people will abuse cars on purpose. It will be rather lack of care. That's the whole point of getting brand new car. You're the first owner, you pay for depreciation and future owners have to deal with any faults. If you buy from dealer, you will get some warranty for a year or two and will be able to fix any issues, if they come up.
  • Thank you all so much for your help and advice, I really appreciate it.
    I wish I knew more than I do!! :)
  • You'll probably get a lot better car at the end of a 3 year PCP than say an ex-demo that the garage loaned to customers whose car was in for service which could have been ragged around by customers who didn't care

    Ask the garage to chuck in a free service or something like that in your negotiation too
  • As said, I bet the majority of PCP cars are treated better than those that are kept long term due to the PCP rules and penalty charges.
  • I think people are either of a mind to look after their things, or they're not. I know plenty of people who treat cars they keep for years like crap when they've bought them brand new or nearly new, yet others who treat company cars like their own pride and joy when they only keep them for a year or two. I would judge how it's been treated by how it looks - nice and damage free and it's probably been cared for, scratches to the interior. dinks in the doors or kerbed alloys then it's someone who's probably driven it poorly without too much care.

    I think I'd be questioning how it's been driven if brake pads were needing replacement at 40k, my last car I sold at 95k with the original pads and disks and I know the guy I sold it to got another 20k out of them. Maybe I just got lucky with that car or maybe I drive carefully and look after my things!?   
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